{"id":5126,"date":"2023-12-06T17:08:04","date_gmt":"2023-12-06T08:08:04","guid":{"rendered":"https:\/\/channyowl.com\/?p=5126"},"modified":"2023-12-06T17:08:10","modified_gmt":"2023-12-06T08:08:10","slug":"%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90","status":"publish","type":"post","link":"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/","title":{"rendered":"\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c, \uacf5\ubb34\uc6d0\uc2dc\ud5d8 \ucd5c\uc885 \ud569\uaca9\uc790\ub3c4 \uac00\ub2a5\ud560\uae4c\uc694?"},"content":{"rendered":"\n<p>\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \ub300\uc0c1\uc740 <strong>\ud604\uc9c1 \uacf5\ubb34\uc6d0\uc740 \ubb3c\ub860 \uacf5\ubb34\uc6d0\uc2dc\ud5d8\uc5d0 \ucd5c\uc885 \ud569\uaca9\ud558\uc2e0 \ubd84\ub4e4\ub3c4 \ucd5c\ub300 2\uc5b5 \uc6d0\uae4c\uc9c0 \uc989\uc2dc \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c \ub300\ud45c\uc801\uc778 \uacf5\ubb34\uc6d0 \uc804\uc6a9 \ub300\ucd9c<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p>\uacf5\ubb34\uc6d0\uc758 \uacbd\uc6b0 \uc740\ud589\uc5d0\uc11c \ubcfc \ub54c \uc9c1\uc5c5\uc758 \uc548\uc815\uc131 \ub54c\ubb38\uc5d0 \ubd80\uc2e4\ub960\uc774 \ub0ae\ub2e4\uace0 \ud310\ub2e8\ud558\uc5ec \uc774\ucc98\ub7fc \ub192\uc740 \ud55c\ub3c4\ub97c \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ud2b9\ud788, \uacf5\ubb34\uc6d0\uc2dc\ud5d8 \ucd5c\uc885 \ud569\uaca9\uc790\ubd84\ub4e4\ub3c4 \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \ud2b9\uc9d5\uc774 \uc788\uc73c\ubbc0\ub85c \uc2dc\ud5d8 \uc900\ube44 \uae30\uac04 \ub3d9\uc548 \ub192\uc740 \uae08\ub9ac\uc758 \ub300\ucd9c\uc744 \uc0ac\uc6a9 \uc911\uc774\uc5c8\ub2e4\uba74 \uc774 \uc0c1\ud488\uc744 \ud1b5\ud574 \ub0ae\uc740 \uae08\ub9ac\ub85c \uc989\uc2dc \ub300\ud658\uc744 \uc9c4\ud589\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\uc26c\uc6b4 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 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href=\"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/#%ED%95%98%EB%82%98%EC%9D%80%ED%96%89_%EA%B3%B5%EB%AC%B4%EC%9B%90%ED%81%B4%EB%9F%BD%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD_%EB%8C%80%EC%83%81\" title=\"\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \uc2e0\uccad \ub300\uc0c1\">\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \uc2e0\uccad \ub300\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/#%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84\" title=\"\ub300\ucd9c\ud55c\ub3c4\">\ub300\ucd9c\ud55c\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/#%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC\" title=\"\ub300\ucd9c\uae08\ub9ac\">\ub300\ucd9c\uae08\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/#%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D\" title=\"\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd\">\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/#%ED%95%98%EB%82%98%EC%9D%80%ED%96%89_%EA%B3%B5%EB%AC%B4%EC%9B%90%ED%81%B4%EB%9F%BD%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\" title=\"\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \uc2e0\uccad\ubc29\ubc95\">\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \uc2e0\uccad\ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/#%EC%8B%A0%EC%9A%A9%EC%A0%90%EC%88%98%EA%B0%80_%EB%82%AE%EC%95%84%EC%84%9C_%EB%B6%80%EA%B2%B0%EB%90%98%EC%97%88%EB%8B%A4%EB%A9%B4\" title=\"\uc2e0\uc6a9\uc810\uc218\uac00 \ub0ae\uc544\uc11c \ubd80\uacb0\ub418\uc5c8\ub2e4\uba74?\">\uc2e0\uc6a9\uc810\uc218\uac00 \ub0ae\uc544\uc11c \ubd80\uacb0\ub418\uc5c8\ub2e4\uba74?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/#%ED%9C%B4%EB%8C%80%ED%8F%B0_%EC%9A%94%EA%B8%88_%EC%97%B0%EC%B2%B4_%EB%B0%8F_%EC%84%9C%EC%9A%B8%EB%B3%B4%EC%A6%9D%EB%B3%B4%ED%97%98_%EC%97%B0%EC%B2%B4%EC%9E%90_%EB%93%B1%EB%A1%9D_%EC%8B%9C\" title=\"\ud734\ub300\ud3f0 \uc694\uae08 \uc5f0\uccb4 \ubc0f \uc11c\uc6b8\ubcf4\uc99d\ubcf4\ud5d8 \uc5f0\uccb4\uc790 \ub4f1\ub85d \uc2dc?\">\ud734\ub300\ud3f0 \uc694\uae08 \uc5f0\uccb4 \ubc0f \uc11c\uc6b8\ubcf4\uc99d\ubcf4\ud5d8 \uc5f0\uccb4\uc790 \ub4f1\ub85d \uc2dc?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%98%EB%82%98%EC%9D%80%ED%96%89_%EA%B3%B5%EB%AC%B4%EC%9B%90%ED%81%B4%EB%9F%BD%EB%8C%80%EC%B6%9C_%EC%83%81%ED%92%88_%EC%95%88%EB%82%B4\"><\/span>\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \uc0c1\ud488 \uc548\ub0b4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<table id=\"tablepress-146\" class=\"tablepress tablepress-id-146\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">\uad6c\ubd84<\/th><th class=\"column-2\">\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">\uc0c1\ud488\uba85<\/td><td class=\"column-2\">\uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">\ucde8\uae09\uc740\ud589<\/td><td class=\"column-2\">\ud558\ub098\uc740\ud589<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">\ub300\ucd9c\ud55c\ub3c4<\/td><td class=\"column-2\">\ucd5c\ub300 2\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae08\ub9ac<\/td><td class=\"column-2\">\uc5f0 6.31 ~ 7.78%<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae30\uac04<\/td><td class=\"column-2\">\ucd5c\ub300 5\ub144<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">\uc0c1\ud658\ubc29\uc2dd<\/td><td class=\"column-2\">\ub9cc\uae30\uc77c\uc2dc \/ \uc6d0(\ub9ac)\uae08\uade0\ub4f1\ubd84\ud560<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%98%EB%82%98%EC%9D%80%ED%96%89_%EA%B3%B5%EB%AC%B4%EC%9B%90%ED%81%B4%EB%9F%BD%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD_%EB%8C%80%EC%83%81\"><\/span>\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \uc2e0\uccad \ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \uc2e0\uccad\ub300\uc0c1\uc740 <strong>&#8216;\uacf5\ubb34\uc6d0\uc5f0\uae08\ubc95&#8217; \uc801\uc6a9 \ub300\uc0c1\uc758 \uc7ac\uc9c1 \uacf5\ubb34\uc6d0 \ubc0f \uacf5\ubb34\uc6d0\uc2dc\ud5d8 \ucd5c\uc885 \ud569\uaca9\uc790<\/strong>\uc774\uba70, \uac00\ub2a5 \uc9c1\uad70\uc740 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\uc815\ubb34\uc9c1<\/li>\n\n\n\n<li>\uc77c\ubc18\uc9c1<\/li>\n\n\n\n<li>\uae30\ub2a5\uc9c1<\/li>\n\n\n\n<li>\uace0\uc6a9\uc9c1<\/li>\n\n\n\n<li>\uacf5\uc548\uc9c1<\/li>\n\n\n\n<li>\uc5f0\uad6c\uc9c1<\/li>\n\n\n\n<li>\uad50\uc721\uc9c1<\/li>\n\n\n\n<li>\uc9c0\ub3c4\uc9c1<\/li>\n\n\n\n<li>\uad50\uc815\uc9c1<\/li>\n\n\n\n<li>\uacbd\ucc30\uc9c1<\/li>\n<\/ul>\n\n\n\n<p>\u203b \uacf5\ubb34\uc6d0\uc5f0\uae08\ubc95 \uc801\uc6a9 \ub300\uc0c1\uc790 \uc911 \ud310\uc0ac \ubc0f \uac80\uc0ac\ub294 \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84\"><\/span>\ub300\ucd9c\ud55c\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc2e0\uccad \uac00\ub2a5\ud55c <strong>\ub300\ucd9c\ud55c\ub3c4\ub294 \ucd5c\ub300 2\uc5b5 \uc6d0<\/strong>\uc774\uba70, <strong>\ud55c\ub3c4\ub300\ucd9c(\ub9c8\uc774\ub108\uc2a4 \ud1b5\uc7a5) \ubc29\uc2dd\uc73c\ub85c \uc57d\uc815\ud558\uc2e4 \uacbd\uc6b0 \ucd5c\ub300 5,000\ub9cc \uc6d0<\/strong>\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\uc2dc\uc801\uc778 \ubaa9\ub3c8\uc774 \uc7a5\uae30\uac04 \ud544\uc694\ud558\uc2e4 \uacbd\uc6b0 \uc77c\ubc18\ub300\ucd9c(\ucd5c\ub300 2\uc5b5 \uc6d0)\uc744 \uc120\ud0dd\ud558\uc2dc\ub294 \uac83\uc774 \uc720\ub9ac\ud558\uba70, \ud544\uc694\ud560 \ub54c\ub9cc \uc790\uae08\uc744 \uc37c\ub2e4\uac00 \ub2e4\uc2dc \ucc44\uc6cc\ub46c\uc11c \uc774\uc790 \ubd80\ub2f4\uc744 \ud53c\ud558\uae38 \uc6d0\ud558\uc2e0\ub2e4\uba74 \ud55c\ub3c4\ub300\ucd9c(\ucd5c\ub300 5,000\ub9cc \uc6d0)\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC\"><\/span>\ub300\ucd9c\uae08\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>2023\ub144 12\uc6d4 6\uc77c \uae30\uc900 <strong>\ucd5c\uc800\uae08\ub9ac\ub294 6.310%(COFIX \uc2e0\uc794\uc561)\uc774\uba70 \ucd5c\uace0\uae08\ub9ac\ub294 7.78%(\uae08\uc735\ucc44 6\uac1c\uc6d4\ubb3c) \uc218\uc900<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uae00\uc744 \uc77d\uace0 \uacc4\uc2dc\ub294 \uc624\ub298\uc790 \ucd5c\uc2e0 \uae08\ub9ac\uac00 \uad81\uae08\ud558\uc2e0 \ubd84\uaed8\uc11c\ub294 \uc544\ub798\uc758 \ub9c1\ud06c \ubc84\ud2bc\uc744 \ud1b5\ud574 \ucd5c\uc2e0 \uae08\ub9ac \uc218\uc900\uc744 \uccb4\ud06c\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p><center><a href=\"https:\/\/www.kebhana.com\/app\/portal\/mkt\/contents\/rate_p02_03.do?actionCode=02&#038;subMenu=22&#038;RateIrdCd=072200220013D\" class=\"myButton\">\uc624\ub298\uc790 \ucd5c\uc2e0\uae08\ub9ac\ub294 \uba87%?<\/a><\/center><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D\"><\/span>\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc0c1\ud658\ubc29\uc2dd\uc740 \ub9cc\uae30\uc77c\uc2dc \ubc0f \uc6d0(\ub9ac)\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 \uc911 \uc120\ud0dd\uc774 \uac00\ub2a5\ud558\uba70, \uc57d\uc815 \uac00\ub2a5\ud55c \ub300\ucd9c\uae30\uac04\uc740 \uc0c1\ud658\ubc29\uc2dd\uc5d0 \ub530\ub77c \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li><strong>\ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658(\ub9c8\uc774\ub108\uc2a4 \ud1b5\uc7a5 \ud3ec\ud568)<\/strong> : \ucd5c\ub300 1\ub144(1\ub144 \ub2e8\uc704\ub85c \uc5f0\uc7a5 \uac00\ub2a5)<\/li>\n\n\n\n<li><strong>\uc6d0(\ub9ac)\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658<\/strong> : \ucd5c\ub300 5\ub144<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%98%EB%82%98%EC%9D%80%ED%96%89_%EA%B3%B5%EB%AC%B4%EC%9B%90%ED%81%B4%EB%9F%BD%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\"><\/span>\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \uc2e0\uccad\ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c\uc740 <strong>\uc601\uc5c5\uc810 \ubc29\ubb38<\/strong> \ud639\uc740 <strong>\uc2a4\ub9c8\ud2b8\ud3f0\uc774\ub098 PC\ub97c \ud1b5\ud55c \ube44\ub300\uba74 \ubc29\uc2dd<\/strong>\uc73c\ub85c \uc2e0\uccad\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e0\uccad\ud560 \uc218 \uc788\ub294 \ubc29\ubc95 \ubcc4\ub85c \uc544\ub798\uc640 \uac19\uc774 \ub9c1\ud06c\ub97c \ub9cc\ub4e4\uc5b4 \ub450\uc5c8\uc73c\ub2c8, \uc6d0\ud558\uc2dc\ub294 \ubc29\ubc95\uc5d0 \ub530\ub77c \uc989\uc2dc \ud55c\ub3c4 \uc870\ud68c\ub97c \uc9c4\ud589\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li class=\"has-medium-font-size\"><a href=\"https:\/\/www.kebhana.com\/cont\/util\/util04\/util0401\/index.jsp\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong><span style=\"text-decoration: underline;\">\uac00\uae4c\uc6b4 \ud558\ub098\uc740\ud589 \uc601\uc5c5\uc810 \ucc3e\uae30(Click)<\/span><\/strong><\/mark><\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li class=\"has-medium-font-size\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.kebhana.hanapush&amp;hl=ko&amp;gl=US\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong><span style=\"text-decoration: underline;\">\uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \uc2e0\uccad\ud558\uae30(Click)<\/span><\/strong><\/mark><\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li class=\"has-medium-font-size\"><a href=\"https:\/\/www.kebhana.com\/cont\/mall\/mall08\/mall0802\/mall080204\/1446888_115200.jsp?_menuNo=98786\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong><span style=\"text-decoration: underline;\">PC\uc5d0\uc11c \uc2e0\uccad\ud558\uae30(Click)<\/span><\/strong><\/mark><\/a><\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%8B%A0%EC%9A%A9%EC%A0%90%EC%88%98%EA%B0%80_%EB%82%AE%EC%95%84%EC%84%9C_%EB%B6%80%EA%B2%B0%EB%90%98%EC%97%88%EB%8B%A4%EB%A9%B4\"><\/span>\uc2e0\uc6a9\uc810\uc218\uac00 \ub0ae\uc544\uc11c \ubd80\uacb0\ub418\uc5c8\ub2e4\uba74?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc774 \uae00\uc5d0\uc11c \uc18c\uac1c \ub4dc\ub9ac\ub294 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c\uc740 \uc548\uc815\uc801\uc778 \uc9c1\uc5c5\uc73c\ub85c \ubd84\ub958\ub418\ub294 &#8216;\uacf5\ubb34\uc6d0&#8217; \ubd84\ub4e4\uaed8 \ud574\ub2f9\ub418\ub294 \ub300\ucd9c\uc774\ubbc0\ub85c, \uc77c\ubc18 \uc2e0\uc6a9\ub300\ucd9c\ubcf4\ub2e4 \ub354\uc6b1 \ub192\uc740 \ud55c\ub3c4\uac00 \uc81c\uacf5\ub418\ub294\ub370\uc694.<\/p>\n\n\n\n<p><strong>\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc2e0\uc6a9\uc810\uc218\uac00 \ub0ae\uac70\ub098 \ud639\uc740 \uc2e0\uc6a9 \ud68c\ubcf5 \uc911\uc778 \uc0c1\ud0dc\ub77c\uba74 \ub300\ucd9c\uc774 \ucd5c\uc885 \uac70\uc808\ub420 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\ub2e4\ub9cc, \uc774\ub7ec\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c \uc0c1\ud488\uc740 \uc5bc\ub9c8\ub4e0\uc9c0 \uc788\uc73c\ubbc0\ub85c \uc544\ub798\uc758 \uae00\uc744 \ucc38\uace0\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/channyowl.com\/%ec%8b%a0%ec%9a%a9%ec%a0%90%ec%88%98-300%ec%a0%90%eb%8c%80-%eb%8c%80%ec%b6%9c-%ea%b0%80%eb%8a%a5%ed%95%9c-%ec%83%81%ed%92%88-%ea%bc%ad%ec%8b%a0%ec%b2%ad-best5\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong>\uc2e0\uc6a9\uc810\uc218 300\uc810\ub300\ub77c\ub3c4 \uac00\ub2a5\ud55c \uc0c1\ud488 Best 5<\/strong><\/mark><\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ed%9a%8c%ec%83%9d-%ec%a7%84%ed%96%89%eb%8b%a8%ea%b3%84%eb%b3%84-%eb%8c%80%ec%b6%9c-%ea%b0%9c%ec%8b%9c%ed%9b%84-%ec%9d%b8%ea%b0%80%ed%9b%84-%eb%a9%b4%ec%b1%85%ed%9b%84\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong>\uac1c\uc778\ud68c\uc0dd \uac1c\uc2dc \ud6c4, \uc778\uac00 \ud6c4, \ubcc0\uc81c \uc911 \ubaa8\ub450 \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c \uc0c1\ud488\uc740?<\/strong><\/mark><\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/channyowl.com\/%ec%9b%8c%ed%81%ac%ec%95%84%ec%9b%83-%ec%a7%84%ed%96%89-%ec%a4%91-%eb%8c%80%ec%b6%9c-%ea%b0%80%eb%8a%a5%ed%95%9c-%ec%83%81%ed%92%88-top5\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong>\uc6cc\ud06c\uc544\uc6c3 \uc911\uc5d0\ub3c4 \ucde8\uae09\uc774 \uac00\ub2a5\ud55c \ub300\ucd9c \ub77c\uc778\uc5c5 Top 5<\/strong><\/mark><\/a><\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%9C%B4%EB%8C%80%ED%8F%B0_%EC%9A%94%EA%B8%88_%EC%97%B0%EC%B2%B4_%EB%B0%8F_%EC%84%9C%EC%9A%B8%EB%B3%B4%EC%A6%9D%EB%B3%B4%ED%97%98_%EC%97%B0%EC%B2%B4%EC%9E%90_%EB%93%B1%EB%A1%9D_%EC%8B%9C\"><\/span>\ud734\ub300\ud3f0 \uc694\uae08 \uc5f0\uccb4 \ubc0f \uc11c\uc6b8\ubcf4\uc99d\ubcf4\ud5d8 \uc5f0\uccb4\uc790 \ub4f1\ub85d \uc2dc?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ub9cc\uc57d \ud734\ub300\ud3f0 \uc694\uae08\uc774 \uc5f0\uccb4 \uc911\uc774\ub77c\uba74 \uc11c\uc6b8\ubcf4\uc99d\ubcf4\ud5d8\uc5d0 \uc5f0\uccb4\uc790\ub85c \ub4f1\ub85d\ub418\uc5b4 \uc788\uc744 \uac00\ub2a5\uc131\uc774 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uc774\ub7ec\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc2e0\uaddc \ub300\ucd9c \uc2e0\uccad\uc774 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\ub9cc, \uc774\ub807\uac8c \uc5f0\uccb4 \uc911\uc778 \uacbd\uc6b0\ub77c\ub3c4 \uc5bc\ub9c8\ub4e0\uc9c0 \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c \ud1b5\uc2e0\uc5f0\uccb4\ub300\ucd9c\uc774\ub77c\ub294 \uc0c1\ud488\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd5c\ub300 1,000\ub9cc \uc6d0\uae4c\uc9c0 \uc57d\uc815\uc774 \uac00\ub2a5\ud558\ubbc0\ub85c \ud604\uc7ac \uc5f0\uccb4 \uc911\uc778 \uc0c1\ud0dc\uc774\uc2dc\ub77c\uba74 \uaf2d \uc790\uc138\ud55c \ub0b4\uc6a9\uc744 \ud655\uc778\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/channyowl.com\/%ed%9c%b4%eb%8c%80%ed%8f%b0-%ec%97%b0%ec%b2%b4-%eb%8c%80%ec%b6%9c-%ec%9d%b4%ea%b3%b3%ec%97%90%ec%84%9c%eb%a7%8c-%ec%b5%9c%eb%8c%80-1000%eb%a7%8c%ec%9b%90\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong>\ud734\ub300\ud3f0 \uc694\uae08 \uc5f0\uccb4\uc790\ub3c4 \uac00\ub2a5\ud55c \ud1b5\uc2e0\uc5f0\uccb4\ub300\ucd9c, \uc2e0\uccad\ubc29\ubc95\uc740?<\/strong><\/mark><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c \ub300\uc0c1\uc740 \ud604\uc9c1 \uacf5\ubb34\uc6d0\uc740 \ubb3c\ub860 \uacf5\ubb34\uc6d0\uc2dc\ud5d8\uc5d0 \ucd5c\uc885 \ud569\uaca9\ud558\uc2e0 \ubd84\ub4e4\ub3c4 \ucd5c\ub300 2\uc5b5 \uc6d0\uae4c\uc9c0 \uc989\uc2dc \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c \ub300\ud45c\uc801\uc778 \uacf5\ubb34\uc6d0 \uc804\uc6a9 \ub300\ucd9c\uc785\ub2c8\ub2e4. \uacf5\ubb34\uc6d0\uc758 \uacbd\uc6b0 \uc740\ud589\uc5d0\uc11c &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"\ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c, \uacf5\ubb34\uc6d0\uc2dc\ud5d8 \ucd5c\uc885 \ud569\uaca9\uc790\ub3c4 \uac00\ub2a5\ud560\uae4c\uc694?\" class=\"read-more button\" href=\"https:\/\/channyowl.com\/%ed%95%98%eb%82%98%ec%9d%80%ed%96%89-%ea%b3%b5%eb%ac%b4%ec%9b%90%ed%81%b4%eb%9f%bd%eb%8c%80%ec%b6%9c-%ea%b3%b5%eb%ac%b4%ec%9b%90%ec%8b%9c%ed%97%98-%ec%b5%9c%ec%a2%85-%ed%95%a9%ea%b2%a9%ec%9e%90\/#more-5126\" aria-label=\"Read more about \ud558\ub098\uc740\ud589 \uacf5\ubb34\uc6d0\ud074\ub7fd\ub300\ucd9c, \uacf5\ubb34\uc6d0\uc2dc\ud5d8 \ucd5c\uc885 \ud569\uaca9\uc790\ub3c4 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