{"id":4380,"date":"2023-10-10T13:25:27","date_gmt":"2023-10-10T04:25:27","guid":{"rendered":"https:\/\/channyowl.com\/?p=4380"},"modified":"2023-10-17T15:55:29","modified_gmt":"2023-10-17T06:55:29","slug":"%ea%b0%9c%ec%9d%b8%ed%9a%8c%ec%83%9d-%eb%b3%80%ec%a0%9c%ea%b8%88-%eb%af%b8%eb%82%a9-%ec%8b%9c-%ea%b8%b4%ea%b8%89-%ed%99%9c%ec%9a%a9%ea%b0%80%eb%8a%a5","status":"publish","type":"post","link":"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ed%9a%8c%ec%83%9d-%eb%b3%80%ec%a0%9c%ea%b8%88-%eb%af%b8%eb%82%a9-%ec%8b%9c-%ea%b8%b4%ea%b8%89-%ed%99%9c%ec%9a%a9%ea%b0%80%eb%8a%a5\/","title":{"rendered":"\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc, \uc815\ub9d0 \uae34\uae09\ud558\uba74 &#8216;\uc774\uac83&#8217; \ud65c\uc6a9\ud574\uc11c \ud3d0\uc9c0 \ubc29\uc5b4"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub204\uc801 \ud68c\ucc28\uac00 3\ud68c \uc774\uc0c1\uc774\ub77c\uba74 \ubc95\ub960\uc801\uc73c\ub85c 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title=\"\ud544\uc694\uc11c\ub958\">\ud544\uc694\uc11c\ub958<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ed%9a%8c%ec%83%9d-%eb%b3%80%ec%a0%9c%ea%b8%88-%eb%af%b8%eb%82%a9-%ec%8b%9c-%ea%b8%b4%ea%b8%89-%ed%99%9c%ec%9a%a9%ea%b0%80%eb%8a%a5\/#%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EB%B3%80%EC%A0%9C%EA%B8%88_%EB%AF%B8%EB%82%A9_%EC%8B%9C_%EB%8C%80%EC%B6%9C_%E2%80%93_%EB%94%94%EC%9E%90%EC%9D%B8%EB%A1%A0\" title=\"\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub300\ucd9c &#8211; \ub514\uc790\uc778\ub860\">\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub300\ucd9c &#8211; \ub514\uc790\uc778\ub860<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ed%9a%8c%ec%83%9d-%eb%b3%80%ec%a0%9c%ea%b8%88-%eb%af%b8%eb%82%a9-%ec%8b%9c-%ea%b8%b4%ea%b8%89-%ed%99%9c%ec%9a%a9%ea%b0%80%eb%8a%a5\/#%EB%94%94%EC%9E%90%EC%9D%B8%EB%A1%A0_%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EB%8C%80%EC%83%81\" title=\"\ub514\uc790\uc778\ub860 \ub300\ucd9c \uc2e0\uccad\ub300\uc0c1\">\ub514\uc790\uc778\ub860 \ub300\ucd9c \uc2e0\uccad\ub300\uc0c1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ed%9a%8c%ec%83%9d-%eb%b3%80%ec%a0%9c%ea%b8%88-%eb%af%b8%eb%82%a9-%ec%8b%9c-%ea%b8%b4%ea%b8%89-%ed%99%9c%ec%9a%a9%ea%b0%80%eb%8a%a5\/#%ED%95%A8%EA%BB%98_%ED%99%95%EC%9D%B8%ED%95%98%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EC%A0%95%EB%B3%B4\" title=\"\ud568\uaed8 \ud655\uc778\ud558\uba74 \uc88b\uc740 \uac1c\uc778\ud68c\uc0dd \uc815\ubcf4\">\ud568\uaed8 \ud655\uc778\ud558\uba74 \uc88b\uc740 \uac1c\uc778\ud68c\uc0dd \uc815\ubcf4<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%ED%8F%90%EC%A7%80_%EC%8B%9C_%EC%96%B4%EB%96%A4_%EB%B6%88%EC%9D%B4%EC%9D%B5%EC%9D%B4_%EC%9E%88%EC%9D%84%EA%B9%8C\"><\/span>\uac1c\uc778\ud68c\uc0dd \ud3d0\uc9c0 \uc2dc \uc5b4\ub5a4 \ubd88\uc774\uc775\uc774 \uc788\uc744\uae4c?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub204\uc801\uc73c\ub85c \uc0ac\uac74\uc774 \ud3d0\uc9c0\ub41c\ub2e4\uba74 \ucc44\ubb34\uc790\uc5d0\uac8c \uc544\ub798\uc640 \uac19\uc740 \ubd88\uc774\uc775\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%AA%A8%EB%93%A0_%ED%9A%8C%EC%83%9D_%EC%A0%88%EC%B0%A8%EC%9D%98_%EB%AC%B4%ED%9A%A8%ED%99%94\"><\/span>\ubaa8\ub4e0 \ud68c\uc0dd \uc808\ucc28\uc758 \ubb34\ud6a8\ud654<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p><strong>\uc0ac\uac74\uc774 \ud3d0\uc9c0\ub418\uba74 \uc9c0\uae08\uae4c\uc9c0 \ub0c8\ub358 \ubcc0\uc81c\uae08\uacfc\ub294 \ubb34\uad00\ud558\uac8c \ubaa8\ub4e0 \uc0ac\uac74\uc774 \ud3d0\uc9c0<\/strong>\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub97c \ub2e4\uc2dc \ub9d0\ud558\uba74 \uace7\ubc14\ub85c \ucc44\ubb34 \ub3c5\ucd09 \ubc0f \ucd94\uc2ec\uc758 \uc704\ud5d8\uc5d0 \ub178\ucd9c\ub420 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud558\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ub610\ud55c \ud55c\ubc88 \ud3d0\uc9c0\ub41c \uc774\ud6c4 \ub2e4\uc2dc \ud68c\uc0dd \uc7ac\uc2e0\uccad\uc744 \ud558\ub354\ub77c\ub3c4, \uccab \uc2e0\uccad \ub54c \ucd94\uc2ec \ud65c\ub3d9\uc744 \ub9c9\uc544\uc8fc\uc5c8\ub358 &#8216;\uae08\uc9c0 \ubc0f \uc911\uc9c0 \uba85\ub839&#8217;\uc744 \ubc1b\uc744 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \ube5a \ub3c5\ucd09\uc774 \uc9c0\uc18d\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%82%A9%EB%B6%80%ED%95%9C_%EB%B3%80%EC%A0%9C%EA%B8%88%EC%9D%80_%EC%9D%B4%EC%9E%90_%EC%B6%A9%EB%8B%B9%EC%97%90_%EC%82%AC%EC%9A%A9\"><\/span>\ub0a9\ubd80\ud55c \ubcc0\uc81c\uae08\uc740 \uc774\uc790 \ucda9\ub2f9\uc5d0 \uc0ac\uc6a9<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p><strong>\uc9c0\uae08\uae4c\uc9c0 \ub0a9\ubd80\ud588\ub358 \ubcc0\uc81c\uae08\uc740 \ubaa8\ub450 \uae30\uc874 \ucc44\ubb34\uc758 \uc6d0\uae08 \uc0c1\ud658\uc774 \uc544\ub2cc, \uc774\uc790 \uc0c1\ud658\uc5d0 \uba3c\uc800 \ucda9\ub2f9<\/strong>\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788, \uc5ec\uae30\uc11c \ub9d0\ud558\ub294 \uc774\uc790\uc728\uc740 &#8216;\uc5f0\uccb4 \uc774\uc790\uc728&#8217;\uc774 \ud568\uaed8 \uacc4\uc0b0\ub41c \uc774\uc790\uc728\uc774\uae30 \ub54c\ubb38\uc5d0 \uc774\uc790 \uc0c1\ud658\uc5d0 \ucda9\ub2f9\ub418\ub294 \uae08\uc561\uc774 \ub9e4\uc6b0 \ud070\ub370\uc694.<\/p>\n\n\n\n<p>\uadf8\ub798\uc11c \uc2e4\uc81c \ud3d0\uc9c0\uc5d0 \uc774\ub974\uc2e0 \ubd84\ub4e4\uc758 \ubcc0\uc81c\uae08 \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \ubcf4\uba74, \uc6d0\uae08 \uc0c1\ud658\uc740\ucee4\ub155 \uc774\uc790\ub3c4 \uc77c\ubd80\ub9cc \ucda9\ub2f9\ub41c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<br><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%ED%8F%90%EC%A7%80_%EC%9C%84%ED%97%98%EC%97%90_%EB%AA%B0%EB%A0%B8%EB%8B%A4%EB%A9%B4\"><\/span>\uac1c\uc778\ud68c\uc0dd \ud3d0\uc9c0 \uc704\ud5d8\uc5d0 \ubab0\ub838\ub2e4\uba74?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\ubc95\uc6d0\ub9c8\ub2e4 \uae30\uac04\uc758 \ucc28\uc774\ub294 \uc788\uc9c0\ub9cc \uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \ub204\uc801\ubd84\uc774 \uc57d 5\ud68c \uc774\uc0c1\uc774\uba74 \ucc44\ubb34\uc790\uc5d0\uac8c \uc9c1\uc811, \ud639\uc740 \ubc95\ub960\ub300\ub9ac\uc778 \uc55e\uc73c\ub85c &#8216;\ud3d0\uc9c0\uc608\uc815\ud1b5\uc9c0\uc11c&#8217;\uac00 \ubc1c\uc1a1\ub429\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>&#8216;\ud3d0\uc9c0\uc608\uc815\ud1b5\uc9c0\uc11c&#8217;\ub780 \ucc44\ubb34\uc790\uc758 \uc0ac\uac74\uc774 \uace7 \ud3d0\uc9c0\ub428\uc744 \uc54c\ub824\uc8fc\ub294 \uc11c\ub958\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\ubc95\uc6d0\uc5d0\uc11c\ub294 \ud3d0\uc9c0\uc608\uc815\ud1b5\uc9c0\uc11c\ub97c \ubc1c\uc1a1\ud568\uacfc \ub3d9\uc2dc\uc5d0 \ud574\ub2f9 \ud3d0\uc9c0 \uacb0\uc815\uc744 \ubc95\uc6d0 \ud648\ud398\uc774\uc9c0\uc5d0 &#8216;\uacf5\uace0&#8217;\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucc44\ubb34\uc790\ub294 \uc774 &#8216;\uacf5\uace0\uc77c&#8217;\ub85c\ubd80\ud130 14\uc77c \uc774\ub0b4\uc5d0 \uc989\uc2dc\ud56d\uace0\ub97c \ud1b5\ud574\uc11c \ud3d0\uc9c0 \uacb0\uc815 \ucde8\uc18c\ub97c \uc694\uccad\ud574\uc57c\ub9cc \uc0ac\uac74\uc758 \ucd5c\uc885 \ud3d0\uc9c0\ub97c \ub9c9\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><strong>\uadf8\ub7ec\ub098 \ubb38\uc81c\ub294 \uc5ec\uae30\uc11c\ubd80\ud130 \uc785\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\ub9cc\uc57d 14\uc77c \uc774\ub0b4 \uc989\uc2dc\ud56d\uace0\ub97c \ud1b5\ud574\uc11c \ubc95\uc6d0\uc5d0\uc11c \uc774\ub97c \uc218\uc6a9\ud588\ub354\ub77c\ub3c4, <strong>\uc9c0\uae08\uae4c\uc9c0 \ub204\uc801\ub41c \ubbf8\ub0a9 \ubcc0\uc81c\uae08\uc744 \uc77c\uc2dc\uc5d0 \ub0a9\ubd80<\/strong>\ud574\uc57c \ud558\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ud1b5\uc0c1 \uc989\uc2dc\ud56d\uace0\ub97c \ud588\ub354\ub77c\ub3c4 \uc77c\uc2dc \uc790\uae08\uc744 \ub9c8\ub828\ud560 \uae38\uc774 \uc5c6\uc5b4 \uacb0\uad6d \uc0ac\uac74\uc774 \ud3d0\uc9c0\uc5d0 \uc774\ub974\ub294 \uacbd\uc6b0\uac00 \ub300\ub2e4\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br>\uadf8\ub7ec\ubbc0\ub85c \uc774\ubc88 \uae00\uc744 \ud1b5\ud574\uc11c \uc18c\uac1c\ud574 \ub4dc\ub9ac\uace0\uc790 \ud558\ub294 \uc0ac\uc2e4\uc740 <strong>&#8220;\uc774\ub7ec\ud55c \uc77c\uc2dc\uae08 \ub9c8\ub828\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294 \uae08\uc735\uae30\uad00\uacfc \uc0c1\ud488 \uc885\ub958\ub294 \uc5b4\ub5a4 \uac83\uc774 \uc788\ub294\uac00?&#8221;<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc544\ub798\ubd80\ud130 \uae08\uc735\uae30\uad00\ubcc4\ub85c \ud558\ub098\uc529 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<br><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EB%B3%80%EC%A0%9C%EA%B8%88_%EB%AF%B8%EB%82%A9_%EC%8B%9C_%EB%8C%80%EC%B6%9C_%E2%80%93_%EB%93%A0%EB%93%A0%EB%A1%A0\"><\/span>\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub300\ucd9c &#8211; \ub4e0\ub4e0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p>\uccab \ubc88\uc9f8\ub85c \uc548\ub0b4\ub4dc\ub9b4 \uc0c1\ud488\uc740 &#8216;\ub4e0\ub4e0\ub860&#8217;\uc774\ub77c\ub294 \uc0c1\ud488\uc774\uba70, \ucd5c\ub300 8,000\ub9cc \uc6d0\uae4c\uc9c0 \uc2e0\uccad\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EB%B3%80%EC%A0%9C%EA%B8%88_%EB%AF%B8%EB%82%A9_%EC%8B%9C_%EB%8C%80%EC%B6%9C_%E2%80%93_%EB%93%A0%EB%93%A0%EB%A1%A0_%EA%B0%9C%EC%9A%94\"><\/span>\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub300\ucd9c &#8211; \ub4e0\ub4e0\ub860 \uac1c\uc694<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<table id=\"tablepress-95\" class=\"tablepress tablepress-id-95\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">\uad6c\ubd84<\/th><th class=\"column-2\">\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">\ucde8\uae09\uae30\uad00<\/td><td class=\"column-2\">\ub4e0\ub4e0\ub860\ub300\ubd80\uc911\uacc4<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">\uc0c1\ud488\uba85<\/td><td class=\"column-2\">\uac1c\uc778\ud68c\uc0dd\ubbf8\ub0a9\ub300\ucd9c<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">\ucd5c\ub300\ud55c\ub3c4<\/td><td class=\"column-2\">\ucd5c\ub300 8,000\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae30\uac04<\/td><td class=\"column-2\">\ucd5c\ub300 5\ub144<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae08\ub9ac<\/td><td class=\"column-2\">\uc5f0 20% \uc774\ud558<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">\uc0c1\ud658\ubc29\uc2dd<\/td><td class=\"column-2\">\ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658, \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%93%A0%EB%93%A0%EB%A1%A0_%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EB%B3%80%EC%A0%9C%EA%B8%88_%EB%AF%B8%EB%82%A9_%EC%8B%9C_%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EC%9E%90%EA%B2%A9\"><\/span>\ub4e0\ub4e0\ub860 \uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub300\ucd9c \uc2e0\uccad\uc790\uaca9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc774 \uc0c1\ud488\uc744 \uc2e0\uccad\ud558\uc2e4 \uc218 \uc788\ub294 \ubd84\uc740 \uc544\ub798\uc758 \uc694\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\uac1c\uc778\ud68c\uc0dd \uc778\uac00 \uacb0\uc815 \ud6c4 \ubcc0\uc81c\uae08 \ub0a9\ubd80\uc5d0 \ubbf8\ub0a9\uc774 \uc788\ub294 \uc790<\/li>\n\n\n\n<li>\ud604\uc7ac \uc18c\ub4dd\ud65c\ub3d9 \uc911\uc778 \uc790<\/li>\n\n\n\n<li>\ud1b5\uc7a5 \uac70\ub798\ub0b4\uc5ed \uc0c1 3\uac1c\uc6d4 \uc774\uc0c1 \uae09\uc5ec\ub97c \uc218\ub839 \uc911\uc778 \uc790<\/li>\n\n\n\n<li>\ud504\ub9ac\ub79c\uc11c\ub3c4 \uc7ac\uc9c1\ud655\uc778 \uac00\ub2a5 \uc2dc \uc2e0\uccad\ud560 \uc218 \uc788\uc74c<br><\/li>\n<\/ul>\n\n\n\n<p>\ub4e0\ub4e0\ub860\uc740 \uac1c\uc778\ud68c\uc0dd \ubbf8\ub0a9 \ub300\ucd9c\ubfd0 \uc544\ub2c8\ub77c \uac1c\uc2dc \ud6c4 \ub300\ucd9c, \uc778\uac00 \ud6c4 \ub300\ucd9c, \uba74\ucc45 \ud6c4 \ub300\ucd9c\ub3c4 \ud310\ub9e4 \uc911\uc5d0 \uc788\ub294, <strong>\uc11c\uc6b8 \uac15\uc11c\uad6c\uc5d0 \ub300\ubd80\uc911\uac1c\uc5c5\uc73c\ub85c \uc815\uc2dd \ub4f1\ub85d\ub41c \uc5c5\uccb4<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub4e0\ub4e0\ub860\uc5d0 \ub300\ud558\uc5ec \ub354\uc6b1 \uc790\uc138\ud788 \uc54c\uace0 \uc2f6\uc73c\uc2e0 \ubd84\uc740 \uc544\ub798\uc758 \ub9c1\ud06c \ubc84\ud2bc\uc744 \ud1b5\ud558\uc5ec \ubaa8\ub4e0 \uc0c1\ud488\uc744 \ud55c\ub208\uc5d0 \ud655\uc778\ud574 \ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><center><a href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ed%9a%8c%ec%83%9d-%ec%a7%84%ed%96%89%eb%8b%a8%ea%b3%84%eb%b3%84-%eb%8c%80%ec%b6%9c-%ea%b0%9c%ec%8b%9c%ed%9b%84-%ec%9d%b8%ea%b0%80%ed%9b%84-%eb%a9%b4%ec%b1%85%ed%9b%84\/\" class=\"myButton\">\ub4e0\ub4e0\ub860 \ubaa8\ub4e0\uc0c1\ud488 \uc989\uc2dc \ud655\uc778<\/a><\/center><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EB%B3%80%EC%A0%9C%EA%B8%88_%EB%AF%B8%EB%82%A9_%EC%8B%9C_%EB%8C%80%EC%B6%9C_%E2%80%93_%EB%A8%B8%EB%8B%88%ED%99%80%EB%A6%AD\"><\/span>\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub300\ucd9c &#8211; \uba38\ub2c8\ud640\ub9ad<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc18c\uac1c\ub4dc\ub9ac\ub294 \uc0c1\ud488\uc740 &#8216;\uba38\ub2c8\ud640\ub9ad\ub300\ubd80\uc911\uac1c&#8217;\ub77c\ub294 \uc5c5\uccb4\uc5d0\uc11c \ud310\ub9e4 \uc911\uc778 \uc0c1\ud488\uc774\uba70, \ucd5c\ub300 1\uc5b5 \uc6d0\uae4c\uc9c0 \uc2e0\uccad \uac00\ub2a5\ud558\uba70 \uc790\uae08 \uc6a9\ub3c4\uc5d0 \ub530\ub77c \ucd94\uac00\ud55c\ub3c4\uae4c\uc9c0 \ubd80\uc5ec\ubc1b\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<table id=\"tablepress-97\" class=\"tablepress tablepress-id-97\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">\uad6c\ubd84<\/th><th class=\"column-2\">\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">\ucde8\uae09\uae30\uad00<\/td><td class=\"column-2\">\uba38\ub2c8\ud640\ub9ad\ub300\ubd80\uc911\uac1c<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">\uc0c1\ud488\uba85<\/td><td class=\"column-2\">\uac1c\uc778\ud68c\uc0dd\ubcc0\uc81c\uae08\ubbf8\ub0a9\ub300\ucd9c<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">\ucd5c\ub300\ud55c\ub3c4<\/td><td class=\"column-2\">\ucd5c\ub300 1\uc5b5 \uc6d0<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae08\ub9ac<\/td><td class=\"column-2\">\uc5f0 14.9~20.0% \uc774\ub0b4<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae30\uac04<\/td><td class=\"column-2\">\ucd5c\ub300 5\ub144<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">\uc0c1\ud658\ubc29\uc2dd<\/td><td class=\"column-2\">\ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658, \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%A8%B8%EB%8B%88%ED%99%80%EB%A6%AD_%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EB%B3%80%EC%A0%9C%EA%B8%88_%EB%AF%B8%EB%82%A9_%EC%8B%9C_%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EB%8C%80%EC%83%81\"><\/span>\uba38\ub2c8\ud640\ub9ad \uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub300\ucd9c \uc2e0\uccad\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul>\n<li>\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc911\uc778 \uc790<\/li>\n\n\n\n<li>\ud604\uc7ac \uadfc\ub85c \ubc0f \uc0ac\uc5c5\uc18c\ub4dd\uc790\ub85c\uc11c \uc18c\ub4dd\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \ubc1c\uc0dd \uc911\uc778 \uc790<\/li>\n\n\n\n<li>\ub9cc 20\uc138 \uc774\uc0c1 60\uc138 \uc774\ud558<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%84%EC%9A%94%EC%84%9C%EB%A5%98\"><\/span>\ud544\uc694\uc11c\ub958<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ub300\ucd9c \uc2e0\uccad\uc744 \uc704\ud574\uc11c\ub294 \uc544\ub798\uc758 \uc11c\ub958\ub97c \uc900\ube44\ud574\uc57c \ud558\uba70, \uc0c1\ub2f4 \uacfc\uc815\uc5d0\uc11c \ucd94\uac00 \uc11c\ub958\uac00 \uc694\uad6c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\uc7ac\uc9c1\uc11c\ub958(\uc7ac\uc9c1\uc99d\uba85\uc11c, \uac74\uac15\ubcf4\ud5d8 \uc790\uaca9\ub4dd\uc2e4\ud655\uc778\uc11c, \uc758\ub8cc\ubcf4\ud5d8 \ub0a9\ubd80\ud655\uc778\uc11c \ub4f1)<\/li>\n\n\n\n<li>\uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d(\uc0ac\uc5c5\uc790\uc758 \uacbd\uc6b0)<\/li>\n\n\n\n<li>\uc18c\ub4dd \uc99d\ube59\uc11c\ub958(\uc6d0\ucc9c\uc9d5\uc218\uc601\uc218\uc99d or \uc18c\ub4dd\uae08\uc561\uc99d\uba85\uc6d0)<\/li>\n\n\n\n<li>\uc2e0\ubd84\uc99d, \uc6d0\ucd08\ubcf8, \uc785\uae08\ubc1b\uc744 \ud1b5\uc7a5 \uc0ac\ubcf8<\/li>\n<\/ul>\n\n\n\n<p><br>\uba38\ub2c8\ud640\ub9ad\ub300\ubd80\uc911\uac1c\uc5c5\uccb4\ub294 <strong>\uacbd\uae30 \ud3c9\ud0dd\uc2dc\uc5d0 \uc815\uc2dd \ub4f1\ub85d\ub41c \uc911\uac1c\uc5c5\uccb4<\/strong>\uc774\uba70, \uac1c\uc778\ud68c\uc0dd \uc9c4\ud589 \uc911\uc778 \ubd84\ub4e4\uc5d0\uac8c \ud2b9\ud654\ub41c \uc0c1\ud488\uc744 \ud310\ub9e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub354\uc6b1 \uc790\uc138\ud55c \uc5c5\uccb4 \uc815\ubcf4\uc758 \ud655\uc778\uc744 \uc6d0\ud558\uc2dc\uba74 \uc544\ub798\uc758 \ubc84\ud2bc\uc744 \ud1b5\ud574 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0\ub85c \uc774\ub3d9\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p><center><a href=\"https:\/\/mholic.co.kr\/bbs\/content.php?co_id=loan15\" class=\"myButton\">\uba38\ub2c8\ud640\ub9ad \uacf5\uc2dd \ud648\ud398\uc774\uc9c0<\/a><\/center><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EB%B3%80%EC%A0%9C%EA%B8%88_%EB%AF%B8%EB%82%A9_%EC%8B%9C_%EB%8C%80%EC%B6%9C_%E2%80%93_%EB%94%94%EC%9E%90%EC%9D%B8%EB%A1%A0\"><\/span>\uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \ub300\ucd9c &#8211; \ub514\uc790\uc778\ub860<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p>\ub450 \ubc88\uc9f8\ub85c \uc18c\uac1c\ub4dc\ub9b4 \uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \ub300\ucd9c \uc2dc \uc0c1\ud488\uc740 &#8216;\ub514\uc790\uc778\ub860&#8217;\uc774\ub77c\ub294 \uc0c1\ud488\uc774\uba70, \ucd5c\ub300 3,000\ub9cc \uc6d0\uae4c\uc9c0 \uc2e0\uccad\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<table id=\"tablepress-96\" class=\"tablepress tablepress-id-96\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">\uad6c\ubd84<\/th><th class=\"column-2\">\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">\ucde8\uae09\uae30\uad00<\/td><td class=\"column-2\">\uc624\ucf00\uc774\ub2e4\uc774\ub809\ud2b8\ub300\ubd80\uc911\uac1c<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">\uc0c1\ud488\uba85<\/td><td class=\"column-2\">\ub514\uc790\uc778\ub860 \uac1c\uc778\ud68c\uc0dd \ubbf8\ub0a9\ub300\ucd9c<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">\ucd5c\ub300\ud55c\ub3c4<\/td><td class=\"column-2\">\ucd5c\ub300 3,000\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae30\uac04<\/td><td class=\"column-2\">\ucd5c\ub300 5\ub144<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae08\ub9ac<\/td><td class=\"column-2\">\uc5f0 20% \uc774\ub0b4<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">\uc0c1\ud658\ubc29\uc2dd<\/td><td class=\"column-2\">\ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658, \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%94%94%EC%9E%90%EC%9D%B8%EB%A1%A0_%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EB%8C%80%EC%83%81\"><\/span>\ub514\uc790\uc778\ub860 \ub300\ucd9c \uc2e0\uccad\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ub514\uc790\uc778\ub860 \uc2e0\uccad\ub300\uc0c1\uc740 \uc544\ub798\uc640 \uac19\uc73c\uba70 &#8216;\ud68c\uc0dd \uc7ac\uc2e0\uccad\uc790&#8217; \ub610\ud55c \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\ub9cc 20\uc138 \uc774\uc0c1<\/li>\n\n\n\n<li>\uc18c\ub4dd \uc99d\ube59\uc774 \uac00\ub2a5\ud560 \uac83<\/li>\n\n\n\n<li>\uac1c\uc778\ud68c\uc0dd \uc778\uac00 \uacb0\uc815\uc744 \ubc1b\uc740 \uc790<\/li>\n\n\n\n<li>\ud68c\uc0dd \uc7ac\uc2e0\uccad\uc790 \ub610\ud55c \uc2e0\uccad \uac00\ub2a5<br><\/li>\n<\/ul>\n\n\n\n<p>\uc624\ucf00\uc774\ub2e4\uc774\ub809\ud2b8\ub300\ubd80\uc911\uac1c\ub294 <strong>\uc11c\uc6b8 \uac15\ub3d9\uad6c\uc5d0 \uc815\uc2dd \ub4f1\ub85d\ub41c \ub300\ubd80\uc5c5\uccb4<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubcc0\uc81c\uae08 \ubbf8\ub0a9\ub300\ucd9c \ubfd0\ub9cc \uc544\ub2c8\ub77c \ucc28\ub7c9 \ub2f4\ubcf4\ub300\ucd9c \ubc0f \ubd80\ub3d9\uc0b0 \ub2f4\ubcf4\ub300\ucd9c\ub3c4 \ud568\uaed8 \ucde8\uae09\ud558\uace0 \uc788\uc73c\ub2c8, \uc0c1\ud488\uc774 \uad81\uae08\ud558\uc2dc\ub2e4\uba74 \uc704 \uc5c5\uccb4\uc758 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0\ub97c \ubc29\ubb38\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:22px\"><a href=\"http:\/\/www.designloan.co.kr\/credit?link=\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong><span style=\"text-decoration: underline;\">&gt;&gt;&gt; \uc624\ucf00\uc774\ub2e4\uc774\ub809\ud2b8 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30 &lt;&lt;&lt;<\/span><\/strong><\/mark><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\uc774\uc0c1\uc73c\ub85c \uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uae08 \ubbf8\ub0a9 \uc2dc \uc0ac\uac74 \ud3d0\uc9c0 \uc704\uae30\uc5d0 \ubd09\ucc29\ud558\uc2e0 \ubd84\ub4e4\uc774 \ud65c\uc6a9\ud558\uc2e4 \uc218 \uc788\ub294 \uc790\uae08\uc5d0 \ub300\ud574 \uc18c\uac1c \ub4dc\ub838\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9cc\uc57d \ud68c\uc0dd\uc0ac\uac74 \ud3d0\uc9c0\uc640 \uad00\ub828\ud558\uc5ec \ub354\uc6b1 \uad81\uae08\ud55c \uc810\uc774 \uc788\uc73c\uc2dc\ub2e4\uba74 \uc544\ub798\uc758 \ub2e4\ub978 \uae00\uc5d0\uc11c \ud544\uc694\ud55c \uc815\ubcf4\ub97c \uc5bb\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%A8%EA%BB%98_%ED%99%95%EC%9D%B8%ED%95%98%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EA%B0%9C%EC%9D%B8%ED%9A%8C%EC%83%9D_%EC%A0%95%EB%B3%B4\"><\/span>\ud568\uaed8 \ud655\uc778\ud558\uba74 \uc88b\uc740 \uac1c\uc778\ud68c\uc0dd \uc815\ubcf4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li><a href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ed%9a%8c%ec%83%9d-%ec%b5%9c%ea%b7%bc%ec%b1%84%eb%ac%b4-3%ed%9a%8c-%eb%af%b8%eb%a7%8c-%eb%82%a9%eb%b6%80-%ec%b1%84%ea%b6%8c%ec%9e%90%ea%b3%a0%ec%86%8c\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\">3\uac1c\uc6d4\ub3c4 \uc548\ub41c \ucc44\ubb34\ub97c \uac1c\uc778\ud68c\uc0dd 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