{"id":3971,"date":"2023-09-19T19:57:29","date_gmt":"2023-09-19T10:57:29","guid":{"rendered":"https:\/\/channyowl.com\/?p=3971"},"modified":"2023-10-18T13:28:37","modified_gmt":"2023-10-18T04:28:37","slug":"%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/","title":{"rendered":"\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c, \ucd5c\ub300 1.8\uc5b5\uc6d0, \uae08\ub9ac\uc640 \uc2e0\uccad\uc870\uac74 \ucd1d\uc815\ub9ac"},"content":{"rendered":"\n<p>\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c <strong>\ucd5c\ub300\ud55c\ub3c4\ub294 1.8\uc5b5 \uc6d0<\/strong>\uc73c\ub85c \uc555\ub3c4\uc801\uc778 \ud55c\ub3c4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p><span style=\"text-decoration: underline;\">\ub610\ud55c \ub300\ubd80\ubd84\uc758 \uae08\uc735\uae30\uad00\uc5d0\uc11c \ucde8\uae09\ud558\ub294 \uc2e0\uc6a9\ub300\ucd9c\uc774 \ucd5c\uc18c 1\ub144 \uc774\uc0c1\uc758 \uc7ac\uc9c1\uae30\uac04\uc744 \uc694\uad6c\ud558\ub294 \ub370 \ubc18\ud574, IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\uc740 \ub2e8\uc9c0 6\uac1c\uc6d4 \uc774\uc0c1\uc758 \uc7ac\uc9c1\uae30\uac04\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud569\ub2c8\ub2e4.<\/span><\/p>\n\n\n\n<p>\ub610\ud55c \ubc88\uac70\ub86d\uac8c \uc740\ud589\uc5d0 \ubc29\ubb38\ud560 \ud544\uc694 \uc5c6\uc774 <strong>\ubaa8\ubc14\uc77c\ub85c \uc2e0\uccad \ubc0f \uc11c\ub958 \uc81c\ucd9c\uae4c\uc9c0 \uac00\ub2a5\ud55c \uc0c1\ud488<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\uc758 \ub300\ucd9c\uc870\uac74\ubd80\ud130 \uc2e0\uccad\ubc29\ubc95\uae4c\uc9c0 \uc790\uc138\ud788 \uc548\ub0b4 \ub4dc\ub9b4 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uae30\uc874 4\ub300 \uc740\ud589(\ud558\ub098, \uc6b0\ub9ac, \uc2e0\ud55c, \uad6d\ubbfc)\uc5d0\uc11c \ubc1b\uc558\ub358 \ud55c\ub3c4\ubcf4\ub2e4 \ub354 \ub192\uc740 \ud55c\ub3c4\uac00 \uac00\ub2a5\ud560\uc9c0 \uad81\uae08\ud558\uc2e0 \ubd84\ub4e4\uc740 \uaf2d \uae00\uc744 \ub05d\uae4c\uc9c0 \ud655\uc778\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p><center><a href=\"https:\/\/www.dgb.co.kr\/com_ebz_fpm_main.act\" class=\"myButton\">IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc989\uc2dc \ud655\uc778<\/a><\/center><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.dgb.co.kr\/com_ebz_fpm_main.act\"><img loading=\"lazy\" decoding=\"async\" width=\"736\" height=\"408\" src=\"https:\/\/i0.wp.com\/channyowl.com\/wp-content\/uploads\/2023\/09\/\ub9c1\ud06c-\uc774\ubbf8\uc9c0-\ub300\uad6c\uc740\ud589-IM\uc9c1\uc7a5\uc778-\uc2e0\uc6a9\ub300\ucd9c.webp?resize=736%2C408&#038;ssl=1\" alt=\"\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \ud648\ud398\uc774\uc9c0 \uac80\uc0c9 \uc2dc \ud655\uc778\ud560 \uc218 \uc788\ub294 \uc790\ub8cc\uc774\uba70, \uc8fc\uc694 \ub0b4\uc6a9\uc73c\ub85c\ub294 \ud604 \uc9c1\uc7a5\uc5d0\uc11c 6\uac1c\uc6d4 \uc774\uc0c1 \uc7ac\uc9c1 \uc911\uc778 \uc9c1\uc7a5\uc778\uc774 \uc2e0\uccad \uac00\ub2a5\ud558\ub2e4\ub294 \uc124\uba85\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc73c\uba70, \ucd5c\ub300\ud55c\ub3c4 \ub610\ud55c \uba85\uc2dc\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.\" class=\"wp-image-3974\" srcset=\"https:\/\/i0.wp.com\/channyowl.com\/wp-content\/uploads\/2023\/09\/\ub9c1\ud06c-\uc774\ubbf8\uc9c0-\ub300\uad6c\uc740\ud589-IM\uc9c1\uc7a5\uc778-\uc2e0\uc6a9\ub300\ucd9c.webp?w=736&amp;ssl=1 736w, https:\/\/i0.wp.com\/channyowl.com\/wp-content\/uploads\/2023\/09\/\ub9c1\ud06c-\uc774\ubbf8\uc9c0-\ub300\uad6c\uc740\ud589-IM\uc9c1\uc7a5\uc778-\uc2e0\uc6a9\ub300\ucd9c.webp?resize=300%2C166&amp;ssl=1 300w\" sizes=\"(max-width: 736px) 100vw, 736px\" data-recalc-dims=\"1\" \/><\/a><\/figure><\/div>\n\n\n<p><br><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_66_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\uc26c\uc6b4 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/#%EB%8C%80%EA%B5%AC%EC%9D%80%ED%96%89_IM%EC%A7%81%EC%9E%A5%EC%9D%B8_%EC%8B%A0%EC%9A%A9%EB%8C%80%EC%B6%9C_%EC%A1%B0%EA%B1%B4\" title=\"\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc870\uac74\">\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc870\uac74<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/#%EB%8C%80%EA%B5%AC%EC%9D%80%ED%96%89_IM%EC%A7%81%EC%9E%A5%EC%9D%B8_%EC%8B%A0%EC%9A%A9%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EC%9E%90%EA%B2%A9\" title=\"\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc2e0\uccad\uc790\uaca9\">\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc2e0\uccad\uc790\uaca9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/#%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84\" title=\"\ub300\ucd9c\ud55c\ub3c4\">\ub300\ucd9c\ud55c\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/#%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC\" title=\"\ub300\ucd9c\uae08\ub9ac\">\ub300\ucd9c\uae08\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/#%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D\" title=\"\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd\">\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/#%EB%8C%80%EA%B5%AC%EC%9D%80%ED%96%89_IM%EC%A7%81%EC%9E%A5%EC%9D%B8_%EC%8B%A0%EC%9A%A9%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\" title=\"\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc2e0\uccad\ubc29\ubc95\">\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc2e0\uccad\ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/#%EB%B9%84%EC%8A%B7%ED%95%9C_%ED%95%9C%EB%8F%84%EC%9D%98_%EB%8B%A4%EB%A5%B8_%EC%83%81%ED%92%88%EB%8F%84_%EA%B6%81%EA%B8%88%ED%95%98%EC%8B%A0%EA%B0%80%EC%9A%94\" title=\"\ube44\uc2b7\ud55c \ud55c\ub3c4\uc758 \ub2e4\ub978 \uc0c1\ud488\ub3c4 \uad81\uae08\ud558\uc2e0\uac00\uc694?\">\ube44\uc2b7\ud55c \ud55c\ub3c4\uc758 \ub2e4\ub978 \uc0c1\ud488\ub3c4 \uad81\uae08\ud558\uc2e0\uac00\uc694?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EA%B5%AC%EC%9D%80%ED%96%89_IM%EC%A7%81%EC%9E%A5%EC%9D%B8_%EC%8B%A0%EC%9A%A9%EB%8C%80%EC%B6%9C_%EC%A1%B0%EA%B1%B4\"><\/span>\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc870\uac74<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<table id=\"tablepress-71\" class=\"tablepress tablepress-id-71\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">\uad6c\ubd84<\/th><th class=\"column-2\">\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">\ub300\ucd9c\ud55c\ub3c4<\/td><td class=\"column-2\">1.8\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae08\ub9ac<\/td><td class=\"column-2\">\uc5f0 4.88% ~ 10.5%<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae30\uac04<\/td><td class=\"column-2\">1\ub144(\ucd5c\ub300 5\ub144\uae4c\uc9c0 \uc5f0\uc7a5 \uac00\ub2a5)<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">\uc0c1\ud658\ubc29\uc2dd<\/td><td class=\"column-2\">\ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EA%B5%AC%EC%9D%80%ED%96%89_IM%EC%A7%81%EC%9E%A5%EC%9D%B8_%EC%8B%A0%EC%9A%A9%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EC%9E%90%EA%B2%A9\"><\/span>\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc2e0\uccad\uc790\uaca9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc544\ub798\uc758 \uc790\uaca9\uc744 \ubaa8\ub450 \ucda9\uc871\ud574\uc57c\ub9cc \ub300\ucd9c \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c\ub370\uc694. \ub208\uc5ec\uaca8\ubcf4\uc2e4 \uc810\uc740 \uc9c1\uc7a5\uc5d0\uc11c \ub2e8 6\uac1c\uc6d4\ub9cc \uc7ac\uc9c1\ud588\uc744 \uacbd\uc6b0\ub77c\ub3c4 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\ub300\ud55c\ubbfc\uad6d \uad6d\ubbfc\uc774\uba70 \ub9cc 19\uc138 \uc774\uc0c1\uc77c \uac83<\/li>\n\n\n\n<li>\ud604 \uc9c1\uc7a5\uc5d0\uc11c 6\uac1c\uc6d4 \uc774\uc0c1 \uc7ac\uc9c1\uc911\uc778 \uadfc\ub85c\uc18c\ub4dd\uc790\uc77c \uac83<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \uc9c1\uc7a5\uac00\uc785\uc790\ub85c\uc11c 6\uac1c\uc6d4 \uc774\uc0c1 \ubcf4\ud5d8\ub8cc \ub0a9\uc785\uc774 \ud655\uc778\ub420 \uac83<\/li>\n\n\n\n<li>\uc18c\ub4dd\uae08\uc561\uc99d\uba85\uc6d0\uc73c\ub85c \uc18c\ub4dd \ud655\uc778\uc774 \uac00\ub2a5\ud560 \uac83(\uc608\uc678 \uc801\uc6a9 \uac00\ub2a5)<\/li>\n<\/ul>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84\"><\/span>\ub300\ucd9c\ud55c\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \ucd5c\ub300\ud55c\ub3c4\ub294 1.8\uc5b5 \uc6d0\uc73c\ub85c \ucd5c\uc800 100\ub9cc \uc6d0\ubd80\ud130 \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ub610\ud55c \uc624\ub85c\uc9c0 \ubaa8\ubc14\uc77c\uc5d0\uc11c iM\ubc45\ud06c\ub97c \ud1b5\ud574 \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\uba70, \uc2e0\uccad \uc989\uc2dc \uacb0\uacfc \uc870\ud68c \ubc0f \ub300\ucd9c\uae08 \uc785\uae08\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\ub294 \uc790\ub3d9\uc2ec\uc0ac \ub300\ucd9c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><center><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=kr.co.dgb.dgbm&#038;hl=ko&#038;gl=US\" class=\"myButton\">\ub300\uad6c\uc740\ud589 iM\ubc45\ud06c \ub2e4\uc6b4\ub85c\ub4dc<\/a><\/center><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC\"><\/span>\ub300\ucd9c\uae08\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc77c\ubc18\uc2e0\uc6a9\ub300\ucd9c\uacfc \ub9c8\uc774\ub108\uc2a4\ud1b5\uc7a5 \ubc29\uc2dd\uc73c\ub85c \ub300\ucd9c \uc9c4\ud589\uc774 \uac00\ub2a5\ud55c\ub370, \uc774 \ub458\uc740 \uae08\ub9ac\uc5d0\uc11c \uc57d\uac04\uc758 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc544\ub798\ub294 2023\ub144 9\uc6d4 19\uc77c \uae30\uc900\uc758 \uae08\ub9ac \uc218\uc900\uc774\uba70, \ud558\ub2e8 \ub9c1\ud06c\ubc84\ud2bc\uc744 \ud1b5\ud574 \uc624\ub298\uc790 \ucd5c\uc2e0 \uae08\ub9ac\ub97c \ud655\uc778\ud574 \ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\uc77c\uc2dc\uc0c1\ud658 : \uc5f0 4.88% ~ 10.5%<\/li>\n\n\n\n<li>\ub9c8\uc774\ub108\uc2a4\ud1b5\uc7a5 : \uc5f0 5.28% ~ 10.39%<\/li>\n<\/ul>\n\n\n\n<p><center><a href=\"https:\/\/www.dgb.co.kr\/com_ebz_fpm_main.act\" class=\"myButton\">IM\uc2e0\uc6a9\ub300\ucd9c \ucd5c\uc2e0\uae08\ub9ac \ubc14\ub85c\uac00\uae30<\/a><\/center><\/p>\n\n\n\n<p>\ub610\ud55c <strong>\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\uac00 \uc5c6\ub2e4\ub294 \uc810 \ub610\ud55c \ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\uc758 \uc7a5\uc810<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D\"><\/span>\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \ucde8\uae09 \uac00\ub2a5\uae30\uac04\uc740 1\ub144\uc774\uba70, \ucd5c\ub300 5\ub144\uae4c\uc9c0 \uae30\ud55c\uc5f0\uc7a5\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\uc704\uc5d0\uc11c \uc7a0\uae50 \ub9d0\uc500\ub4dc\ub838\uc9c0\ub9cc \uc774 \uc0c1\ud488\uc740 \ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658 \ubc0f \ub9c8\uc774\ub108\uc2a4\ud1b5\uc7a5 \ubc29\uc2dd\uc73c\ub85c \ucde8\uae09\ud560 \uc218 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p><strong>\ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658<\/strong>\uc774\ub780 \ub300\ucd9c \uc2b9\uc778\uacfc \ub3d9\uc2dc\uc5d0 \ub300\ucd9c\uae08 \uc804\uc561\uc774 \ub098\uc758 \uc785\ucd9c\uae08 \uacc4\uc88c\ub85c \ub4e4\uc5b4\uc624\ub294\ub370 \ubc18\ud574, <strong>\ub9c8\uc774\ub108\uc2a4\ud1b5\uc7a5 <\/strong>\ubc29\uc2dd\uc774\ub780 \uc77c\uc815\ud55c \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uc790\uc720\ub85c\uc6b4 \uc785\/\ucd9c\uae08\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9c8\uc774\ub108\uc2a4\ud1b5\uc7a5 \ubc29\uc2dd\uc758 \ub300\ucd9c\uc740 \ub0b4\uac00 \uc0ac\uc6a9\ud55c \uae08\uc561\ub9cc\ud07c\ub9cc \uc774\uc790\ub97c \ub0b4\ub294 \ubc29\uc2dd\uc73c\ub85c, \ub9cc\uc57d \ub9c8\uc774\ub108\uc2a4\ud1b5\uc7a5\uc5d0\uc11c \ucd9c\uae08\uc744 \ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \uc774\uc790 \ub610\ud55c \ubd80\uacfc\ub418\uc9c0 \uc54a\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uadf8\ub7ec\ub098 \ud070 \ubaa9\ub3c8\uc774 \ud544\uc694\ud574\uc11c \ub300\ucd9c\uc744 \ubc1b\ub294 \uacbd\uc6b0 \uc624\ud788\ub824 \ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658 \ubc29\uc2dd\uc774 \uc720\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9c8\uc774\ub108\uc2a4\ud1b5\uc7a5 \ubc29\uc2dd\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658 \ubc29\uc2dd\uc758 \ub300\ucd9c\ubcf4\ub2e4 \uae08\ub9ac\uac00 \ub192\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7ec\ubbc0\ub85c <strong>\ud070 \ubaa9\ub3c8\uc744 \uc7a5\uae30\uac04 \uc4f0\uc2e4 \uacc4\ud68d\uc774\ub77c\uba74 \ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658 \ubc29\uc2dd\uc744 \ucd94\ucc9c<\/strong>\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EA%B5%AC%EC%9D%80%ED%96%89_IM%EC%A7%81%EC%9E%A5%EC%9D%B8_%EC%8B%A0%EC%9A%A9%EB%8C%80%EC%B6%9C_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\"><\/span>\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \uc2e0\uccad\ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c\uc740 \uc77c\ubc18 \uc601\uc5c5\uc810\uc5d0\uc11c\ub294 \uc2e0\uccad\uc774 \ubd88\uac00\ud558\uba70 \uc624\ub85c\uc9c0 \ubaa8\ubc14\uc77c iM\ubc45\ud06c \uc571\uc73c\ub85c\ub9cc \ub300\ucd9c \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc571\uc5d0\uc11c \ub300\ucd9c \uc2e0\uccad\uc744 \uc9c4\ud589\ud560 \ub54c \uc18c\ub4dd \ubc0f \uc7ac\uc9c1\uc11c\ub958\ub294 \uc2a4\ud06c\ub798\ud551 \ubc29\uc2dd\uc73c\ub85c \uc790\ub3d9 \uc81c\ucd9c\ub418\ubbc0\ub85c, \uc2e0\uccad\uc778\uc774 \ubcc4\ub3c4\uc758 \uc11c\ub958\ub97c \uc900\ube44\ud560 \ud544\uc694\ub294 \uc804\ud600 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><center><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=kr.co.dgb.dgbm&#038;hl=ko&#038;gl=US&#038;pli=1\" class=\"myButton\">\ub300\uad6c\uc740\ud589 iM\ubc45\ud06c \ub2e4\uc6b4\ub85c\ub4dc<\/a><\/center><\/p>\n\n\n\n<ul>\n<li><strong>\uc2a4\ud06c\ub798\ud551\uc774\ub780?<\/strong> \uae08\uc735\uae30\uad00\uc5d0\uc11c \ub300\ucd9c \ub4f1\uc744 \uc2ec\uc0ac\ud560 \ub54c \uc2e0\uccad\uc778\uc758 \ubcf4\ud5d8\ub8cc \ub0a9\ubd80 \uc815\ubcf4 \ub4f1\uc744 \uc804\uc0b0\uc73c\ub85c \ud655\uc778 \ubc0f \uadf8\uc5d0 \ub9de\ub294 \ud55c\ub3c4\ub97c \ubd80\uc5ec\ud558\ub294 \ub300\ucd9c \uc2ec\uc0ac \ubc29\uc2dd<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B9%84%EC%8A%B7%ED%95%9C_%ED%95%9C%EB%8F%84%EC%9D%98_%EB%8B%A4%EB%A5%B8_%EC%83%81%ED%92%88%EB%8F%84_%EA%B6%81%EA%B8%88%ED%95%98%EC%8B%A0%EA%B0%80%EC%9A%94\"><\/span>\ube44\uc2b7\ud55c \ud55c\ub3c4\uc758 \ub2e4\ub978 \uc0c1\ud488\ub3c4 \uad81\uae08\ud558\uc2e0\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p><strong>\uc704\uc5d0\uc11c \uc124\uba85\ub4dc\ub9b0 \ub300\uad6c\uc740\ud589\uc758 \uacc4\uc5f4\uc0ac\uc778 DGB\uce90\ud53c\ud0c8\uc758 &#8216;\uc790\uc0b0\ub860&#8217;\uc774\ub77c\ub294 \uc0c1\ud488\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\uc790\uc0b0\ub860\uc758 \ud2b9\uc9d5\uc740 <strong>\ucd5c\ub300 2\uc5b5 \uc6d0<\/strong>\uae4c\uc9c0 \ub300\ucd9c \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\uba70, \uc544\ud30c\ud2b8\ub098 \uc8fc\uac70\uc6a9 \uc624\ud53c\uc2a4\ud154, \uc8fc\ud0dd \ub4f1\uc744 \uc18c\uc720\ud558\uace0 \uc788\ub2e4\uba74 \ub204\uad6c\ub098 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c <strong>\ubcf4\uc720 \uc911\uc778 \ubd80\ub3d9\uc0b0\uc744 \ud655\uc778\ub9cc \ud560 \ubfd0 \uc2e4\uc81c \uc124\uc815\uc744 \ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c \uc2e4\uc9c8\uc801\uc73c\ub85c\ub294 \uc2e0\uc6a9\ub300\ucd9c<\/strong>\uc774\ub77c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc880 \ub354 \uc790\uc138\ud55c \uc0c1\ud488\uc815\ubcf4\ub97c \uccb4\ud06c\ud574 \ubcf4\uace0 \uc2f6\uc73c\uc2e0\uac00\uc694?<\/p>\n\n\n\n<p><span style=\"text-decoration: underline;\">\uc544\ub798\uc758 \uae00\uc5d0\uc11c \uc790\uc0b0\ub860\uc758 \ubaa8\ub4e0 \uc870\uac74\ubd80\ud130 \ub300\ucd9c \ud6c4\uae30\uae4c\uc9c0 \ube60\ub974\uac8c \ud655\uc778\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/channyowl.com\/dgb%ec%ba%90%ed%94%bc%ed%83%88-%ec%9e%90%ec%82%b0%eb%a1%a0-%ec%8b%a0%ec%b2%ad%ec%a1%b0%ea%b1%b4-%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong>&gt;&gt;&gt;DGB\uce90\ud53c\ud0c8 \uc790\uc0b0\ub860 \uc2e0\uccad\uc870\uac74, \ucd5c\ub300 2\uc5b5, \ub300\ucd9c \ud6c4\uae30 1\uac74&lt;&lt;&lt;<\/strong><\/mark><\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/channyowl.com\/%ec%b9%b4%ec%b9%b4%ec%98%a4%eb%b1%85%ed%81%ac-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-3%eb%8c%80%ec%9e%a5-%ea%b8%88%eb%a6%ac-%ed%95%9c%eb%8f%84-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><strong>&gt;&gt;&gt;\ucd5c\ub300 3\uc5b5 \uc6d0\uae4c\uc9c0 \uac00\ub2a5\ud55c \uce74\uce74\uc624\ubc45\ud06c \uc2e0\uc6a9\ub300\ucd9c\uc758 \uae08\ub9ac\ub294?&lt;&lt;&lt;<\/strong><\/mark><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c \ucd5c\ub300\ud55c\ub3c4\ub294 1.8\uc5b5 \uc6d0\uc73c\ub85c \uc555\ub3c4\uc801\uc778 \ud55c\ub3c4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\ub294\ub370\uc694. \ub610\ud55c \ub300\ubd80\ubd84\uc758 \uae08\uc735\uae30\uad00\uc5d0\uc11c \ucde8\uae09\ud558\ub294 \uc2e0\uc6a9\ub300\ucd9c\uc774 \ucd5c\uc18c 1\ub144 \uc774\uc0c1\uc758 \uc7ac\uc9c1\uae30\uac04\uc744 \uc694\uad6c\ud558\ub294 \ub370 \ubc18\ud574, IM\uc9c1\uc7a5\uc778 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"\ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c, \ucd5c\ub300 1.8\uc5b5\uc6d0, \uae08\ub9ac\uc640 \uc2e0\uccad\uc870\uac74 \ucd1d\uc815\ub9ac\" class=\"read-more button\" href=\"https:\/\/channyowl.com\/%eb%8c%80%ea%b5%ac%ec%9d%80%ed%96%89-im%ec%a7%81%ec%9e%a5%ec%9d%b8-%ec%8b%a0%ec%9a%a9%eb%8c%80%ec%b6%9c-%ec%b5%9c%eb%8c%80%ed%95%9c%eb%8f%84-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac\/#more-3971\" aria-label=\"Read more about \ub300\uad6c\uc740\ud589 IM\uc9c1\uc7a5\uc778 \uc2e0\uc6a9\ub300\ucd9c, \ucd5c\ub300 1.8\uc5b5\uc6d0, \uae08\ub9ac\uc640 \uc2e0\uccad\uc870\uac74 \ucd1d\uc815\ub9ac\">\ub354\uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[99],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - 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