{"id":3400,"date":"2023-08-23T12:25:01","date_gmt":"2023-08-23T03:25:01","guid":{"rendered":"https:\/\/channyowl.com\/?p=3400"},"modified":"2023-11-10T16:36:52","modified_gmt":"2023-11-10T07:36:52","slug":"%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95","status":"publish","type":"post","link":"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735, \uc9c0\uc6d0\ub300\uc0c1\uacfc \uc2e0\uccad\ubc29\ubc95 \ucd1d\uc815\ub9ac"},"content":{"rendered":"\n<p><br>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \ucc3d\uc5c5\u00b7\uc6b4\uc601\uc790\uae08\uc740 \ub0ae\uc740 \uc2e0\uc6a9\ud3c9\uc810 \ub54c\ubb38\uc5d0 \ub300\ubd80\uc5c5\uc774\ub098 \ubd88\ubc95 \uc0ac\uae08\uc735 \ub4f1 \uace0\uae08\ub9ac \ub300\ucd9c\uc744 \uc774\uc6a9\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub294 \uc0ac\uc5c5\uc790\uac00 \ucd5c\uc18c\ud55c\uc758 \uae30\uc900\ub9cc \ucda9\uc871\ud558\uba74 \ub300\ucd9c\uc744 \ud3b8\ub9ac\ud558\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\ub294 <strong>\uad6d\uac00\uc9c0\uc6d0 \ub300\ucd9c\uc0c1\ud488<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc815\uc2dd \uba85\uce6d\uc740 \ubbf8\uc18c\uae08\uc735 \ucc3d\uc5c5\u00b7\uc6b4\uc601\uc790\uae08\uc774\uba70 <strong>\ucd1d 4\uac1c\uc758 \uc790\uae08\uc73c\ub85c \uad6c\uc131<\/strong>\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<table id=\"tablepress-11\" class=\"tablepress tablepress-id-11\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">\uad6c\ubd84<\/th><th class=\"column-2\">\ucc3d\uc5c5\uc790\uae08<\/th><th class=\"column-3\">\uc6b4\uc601\uc790\uae08<\/th><th class=\"column-4\">\uc2dc\uc124\uac1c\uc120\uc790\uae08<\/th><th class=\"column-5\">\uae34\uae09\uc0dd\uacc4\uc790\uae08<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">\ub300\ucd9c\ud55c\ub3c4<\/td><td class=\"column-2\">7,000\ub9cc\uc6d0<\/td><td class=\"column-3\">2,000\ub9cc\uc6d0<\/td><td class=\"column-4\">2,000\ub9cc\uc6d0<\/td><td class=\"column-5\">1,000\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">\ub300\ucd9c\uae30\uac04<\/td><td class=\"column-2\">6\ub144 \uc774\ub0b4<\/td><td class=\"column-3\">5.5\ub144 \uc774\ub0b4<\/td><td class=\"column-4\">5.5\ub144 \uc774\ub0b4<\/td><td class=\"column-5\">5\ub144 \uc774\ub0b4<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">\uae08\ub9ac<\/td><td class=\"column-2\">4.5%<\/td><td class=\"column-3\">4.5%<\/td><td class=\"column-4\">4.5%<\/td><td class=\"column-5\">4.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><script async=\"\" 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\ubbf8\uc18c\uae08\uc735 &#8211; \uc2dc\uc124\uac1c\uc120\uc790\uae08<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EC%9E%90%EA%B8%88%EC%9A%A9%EB%8F%84-3\" title=\"\uc790\uae08\uc6a9\ub3c4\">\uc790\uae08\uc6a9\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EC%A7%80%EC%9B%90%EB%8C%80%EC%83%81-3\" title=\"\uc9c0\uc6d0\ub300\uc0c1\">\uc9c0\uc6d0\ub300\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EC%A7%80%EC%9B%90%ED%95%9C%EB%8F%84-3\" title=\"\uc9c0\uc6d0\ud55c\ub3c4\">\uc9c0\uc6d0\ud55c\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-3\" title=\"\ub300\ucd9c\uae08\ub9ac\">\ub300\ucd9c\uae08\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D-3\" title=\"\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd\">\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EA%B0%9C%EC%9D%B8%EC%82%AC%EC%97%85%EC%9E%90_%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5_%E2%80%93_%EA%B8%B4%EA%B8%89%EC%83%9D%EA%B3%84%EC%9E%90%EA%B8%88\" title=\"\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 &#8211; \uae34\uae09\uc0dd\uacc4\uc790\uae08\">\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 &#8211; \uae34\uae09\uc0dd\uacc4\uc790\uae08<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EC%9E%90%EA%B8%88%EC%9A%A9%EB%8F%84-4\" title=\"\uc790\uae08\uc6a9\ub3c4\">\uc790\uae08\uc6a9\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EC%A7%80%EC%9B%90%EB%8C%80%EC%83%81-4\" title=\"\uc9c0\uc6d0\ub300\uc0c1\">\uc9c0\uc6d0\ub300\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EC%A7%80%EC%9B%90%ED%95%9C%EB%8F%84-4\" title=\"\uc9c0\uc6d0\ud55c\ub3c4\">\uc9c0\uc6d0\ud55c\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-4\" title=\"\ub300\ucd9c\uae08\ub9ac\">\ub300\ucd9c\uae08\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D-4\" title=\"\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd\">\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EA%B0%9C%EC%9D%B8%EC%82%AC%EC%97%85%EC%9E%90_%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\" title=\"\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc2e0\uccad\ubc29\ubc95\">\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc2e0\uccad\ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%EC%A7%80%EC%9B%90%EC%A0%9C%ED%95%9C_%EC%9A%94%EA%B1%B4\" title=\"\uc9c0\uc6d0\uc81c\ud55c \uc694\uac74\">\uc9c0\uc6d0\uc81c\ud55c \uc694\uac74<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#%ED%95%A8%EA%BB%98_%ED%99%95%EC%9D%B8%ED%95%B4%EB%B3%B4%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EC%A0%95%EB%B3%B4\" title=\"\ud568\uaed8 \ud655\uc778\ud574\ubcf4\uba74 \uc88b\uc740 \uc815\ubcf4\">\ud568\uaed8 \ud655\uc778\ud574\ubcf4\uba74 \uc88b\uc740 \uc815\ubcf4<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%EC%82%AC%EC%97%85%EC%9E%90_%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5_%E2%80%93_%EC%B0%BD%EC%97%85%EC%9E%90%EA%B8%88\"><\/span>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 &#8211; \ucc3d\uc5c5\uc790\uae08<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9E%90%EA%B8%88%EC%9A%A9%EB%8F%84\"><\/span>\uc790\uae08\uc6a9\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ubbf8\uc18c\uae08\uc735\uc758 \uc885\ub958 \uc911 \ucc3d\uc5c5\uc790\uae08\uc740 <strong>\uc0ac\uc5c5\uc7a5 \uc784\ucc28\ubcf4\uc99d\uae08, \ucc3d\uc5c5 \ucd08\uae30\uc6b4\uc601 \ubc0f \uc2dc\uc124\uc790\uae08 \ub610\ub294 \uc0dd\uacc4\ud615 \ucc28\ub7c9(1\ud1a4 \uc774\ud558) \uad6c\uc785 \uc6a9\ub3c4<\/strong>\ub85c \uc2e0\uccad\ud560 \uc218 \uc788\ub294 \uc790\uae08\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%EB%8C%80%EC%83%81\"><\/span>\uc9c0\uc6d0\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucc3d\uc5c5\uc790\uae08 \uc2e0\uccad\uc744 \uc704\ud574\uc11c\ub294 \ucc3d\uc5c5(\uc608\uc815)\uc790\uc784\uacfc \ub3d9\uc2dc\uc5d0 \uc544\ub798\uc758 \uc694\uac74 \uc911 \ud558\ub098\ub97c \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810\uc774 KCB 700\uc810 \ub610\ub294 NICE 749\uc810 \uc774\ud558<\/li>\n\n\n\n<li>\uae30\ucd08\uc0dd\ud65c\uc218\uae09\uc790 \ubc0f \ucc28\uc0c1\uc704\uacc4\uce35 \uc774\ud558<\/li>\n\n\n\n<li><a href=\"https:\/\/www.nts.go.kr\/nts\/cm\/cntnts\/cntntsView.do?mi=2452&amp;cntntsId=7783\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><span style=\"text-decoration: underline;\">\uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad\uc790\uaca9<\/span><\/mark><\/a> \uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%ED%95%9C%EB%8F%84\"><\/span>\uc9c0\uc6d0\ud55c\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ubbf8\uc18c\uae08\uc735 \ucc3d\uc5c5\uc790\uae08\uc740 \uc790\uae08\uc758 \uc6a9\ub3c4\uc5d0 \ub530\ub77c \ucd5c\ub300\ud55c\ub3c4\uac00 \uc544\ub798\uc640 \uac19\uc774 \ub2e4\ub974\uac8c \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<table id=\"tablepress-12\" class=\"tablepress tablepress-id-12\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">\uad6c\ubd84<\/th><th class=\"column-2\">\ucd5c\ub300\ud55c\ub3c4<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">\uc0ac\uc5c5\uc7a5 \uc784\ucc28\ubcf4\uc99d\uae08<\/td><td class=\"column-2\">7,000\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">\ucc3d\uc5c5\ucd08\uae30 \uc6b4\uc601\/\uc2dc\uc124\uc790\uae08<\/td><td class=\"column-2\">2,000\ub9cc\uc6d0<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">\uc0dd\uacc4\ud615 \ucc28\ub7c9 \uad6c\uc785\uc790\uae08<\/td><td class=\"column-2\">2,000\ub9cc\uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC\"><\/span>\ub300\ucd9c\uae08\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucc3d\uc5c5\uc790\uae08\uc740 \uc790\uae08\uc6a9\ub3c4\uc640 \uad00\uacc4\uc5c6\uc774 \ubaa8\ub450 <strong>\uc5f0 4.5%<\/strong> \uace0\uc815\uae08\ub9ac\ub97c \uc801\uc6a9\ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\ub9cc, \ubb34\ub4f1\ub85d\uc0ac\uc5c5\uc790\ub85c \ucc3d\uc5c5\ud558\ub294 \uacbd\uc6b0 \ub300\ucd9c\ud55c\ub3c4 500\ub9cc \uc6d0 \ubc0f \uc5f0 2.0%\uc758 \uae08\ub9ac\ub97c \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D\"><\/span>\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ucc3d\uc5c5\uc790\uae08\uc758 <strong>\ub300\ucd9c\uae30\uac04\uc740 \ucd5c\ub300 6\ub144<\/strong>\uc774\uba70 \uac70\uce58\uae30\uac04\uc740 1\ub144 \uc774\ub0b4, \uc0c1\ud658\uae30\uac04\uc740 5\ub144 \uc774\ub0b4\uc5d0\uc11c \uc124\uc815\ud560 \uc218 \uc788\uc73c\uba70, \uc0c1\ud658\ubc29\uc2dd\uc740 \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uac04\ub2e8\ud788 \ub9d0\uc500\ub4dc\ub9ac\uc790\uba74, \uac70\uce58\uae30\uac04 \uc911\uc5d0\ub294 \uc6d0\uae08 \uc0c1\ud658 \uc5c6\uc774 \uc774\uc790\ub9cc \ub0a9\ubd80\ud558\ub2e4\uac00 \uac70\uce58\uae30\uac04 \uc885\ub8cc \ud6c4\ubd80\ud130\ub294 (\uc6d0\uae08 + \ucd1d\uc774\uc790)\ub97c \ub300\ucd9c \uac1c\uc6d4 \uc218\ub85c \ub098\ub204\uc5b4 \ub9e4\ub2ec \ub3d9\uc77c\ud55c \uae08\uc561\uc744 \uc0c1\ud658\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%EC%82%AC%EC%97%85%EC%9E%90_%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5_%E2%80%93_%EC%9A%B4%EC%98%81%EC%9E%90%EA%B8%88\"><\/span>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 &#8211; \uc6b4\uc601\uc790\uae08<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9E%90%EA%B8%88%EC%9A%A9%EB%8F%84-2\"><\/span>\uc790\uae08\uc6a9\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc911 \uc6b4\uc601\uc790\uae08\uc758 \uc790\uae08\uc6a9\ub3c4\ub294 <strong>\uc81c\ud488, \ubc18\uc81c\ud488 \ubc0f \uc6d0\uc7ac\ub8cc \ub4f1\uc758 \uad6c\uc785<\/strong> <strong>\uc6a9\ub3c4<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%EB%8C%80%EC%83%81-2\"><\/span>\uc9c0\uc6d0\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b4\uc601\uc790\uae08 \uc2e0\uccad\uc744 \uc704\ud574\uc11c\ub294 <strong>\uc0ac\uc5c5\uc790\ub4f1\ub85d\uc77c\ub85c\ubd80\ud130 6\uac1c\uc6d4 \uc774\uc0c1 \uc6b4\uc601 \uc911\uc778 \uac1c\uc778\uc0ac\uc5c5\uc790\uc784\uacfc \ub3d9\uc2dc\uc5d0 \uc544\ub798\uc758 \uc694\uac74 \uc911 \ud558\ub098\ub97c \ucda9\uc871<\/strong>\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\uac1c\uc778\uc2e0\uc6a9\ud391\uc810\uc774 KCB 700\uc810 \ub610\ub294 NICE 749\uc810 \uc774\ud558<\/li>\n\n\n\n<li>\uae30\ucd08\uc0dd\ud65c\uc218\uae09\uc790 \ubc0f \ucc28\uc0c1\uc704\uacc4\uce35 \uc774\ud558<\/li>\n\n\n\n<li>\uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad\uc790\uaca9 \uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%ED%95%9C%EB%8F%84-2\"><\/span>\uc9c0\uc6d0\ud55c\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc911 <strong>\uc6b4\uc601\uc790\uae08\uc758 \uae30\ubcf8 \uc9c0\uc6d0\ud55c\ub3c4\ub294 2,000\ub9cc \uc6d0<\/strong>\uc774\uc9c0\ub9cc, \uc544\ub798\uc758 \uacbd\uc6b0\ub294 \ud55c\ub3c4\uac00 \ub354 \uc801\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\ud504\ub9ac\ub79c\uc11c : \ucd5c\ub300 1,000\ub9cc \uc6d0<\/li>\n\n\n\n<li>\ubb34\ub4f1\ub85d\uc0ac\uc5c5\uc790 : \ucd5c\ub300 500\ub9cc \uc6d0<\/li>\n<\/ul>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-2\"><\/span>\ub300\ucd9c\uae08\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b4\uc601\uc790\uae08\uc740 <strong>\uc5f0 4.5%<\/strong> \uace0\uc815\uae08\ub9ac\ub97c \uc801\uc6a9\ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\ub9cc, \ubb34\ub4f1\ub85d\uc0ac\uc5c5\uc790\uc758 \uacbd\uc6b0 \ucd5c\ub300\ud55c\ub3c4 500\ub9cc \uc6d0 \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc5f0 2.0%\ub97c \uc801\uc6a9\ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D-2\"><\/span>\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc6b4\uc601\uc790\uae08\uc758 <strong>\ub300\ucd9c\uae30\uac04\uc740<\/strong> <strong>\ucd5c\ub300 5\ub144 5\uac1c\uc6d4<\/strong>(\uac70\uce58\uae30\uac04 6\uac1c\uc6d4 \uc774\ub0b4, \uc0c1\ud658\uae30\uac04 5\ub144 \uc774\ub0b4)\uc774\uba70, \uc0c1\ud658\ubc29\uc2dd\uc740 \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%EC%82%AC%EC%97%85%EC%9E%90_%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5_%E2%80%93_%EC%8B%9C%EC%84%A4%EA%B0%9C%EC%84%A0%EC%9E%90%EA%B8%88\"><\/span>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 &#8211; \uc2dc\uc124\uac1c\uc120\uc790\uae08<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9E%90%EA%B8%88%EC%9A%A9%EB%8F%84-3\"><\/span>\uc790\uae08\uc6a9\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc911 \uc138 \ubc88\uc9f8\ub294 \uc790\uc601\uc5c5\uc790\uc758 \uc0ac\uc5c5\uc7a5 \uc2dc\uc124\uac1c\uc120\uc790\uae08\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub984 \uadf8\ub300\ub85c \uc778\ud14c\ub9ac\uc5b4\ub098 \ub178\ud6c4\ub41c \uae30\uacc4 \uad50\uccb4 \ub4f1 \uc0ac\uc5c5\uc7a5\uc758 \uc2dc\uc124\uc744 \uac1c\uc120\ud558\ub294 \uc6a9\ub3c4\ub85c\ub9cc \uc0ac\uc6a9\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%EB%8C%80%EC%83%81-3\"><\/span>\uc9c0\uc6d0\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc2dc\uc124\uac1c\uc120\uc790\uae08\uc758 \uc9c0\uc6d0\ub300\uc0c1\uc740 <strong>\uc0ac\uc5c5\uc790\ub4f1\ub85d\uc77c\ub85c\ubd80\ud130 6\uac1c\uc6d4\uc774 \uacbd\uacfc\ud55c \uac1c\uc778\uc0ac\uc5c5\uc790<\/strong>\ub85c\uc11c \uc544\ub798\uc758 \uc694\uac74 \uc911 \ud558\ub098\ub97c \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810\uc774 KCB 700\uc810 \ub610\ub294 NICE 749\uc810 \uc774\ud558<\/li>\n\n\n\n<li>\uae30\ucd08\uc0dd\ud65c\uc218\uae09\uc790 \ubc0f \ucc28\uc0c1\uc704\uacc4\uce35 \uc774\ud558<\/li>\n\n\n\n<li>\uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad\uc790\uaca9 \uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790<\/li>\n<\/ul>\n\n\n\n<p>\uc774\ucbe4\ub418\uba74 \uc54c\uc544\ucc44\uc168\ub098\uc694? <strong>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \ub124 \uac00\uc9c0 \uc885\ub958 \ubaa8\ub450 \uc9c0\uc6d0\ub300\uc0c1\uc740 \ub3d9\uc77c\ud558\uace0 \ub2e8\uc9c0 \uc790\uae08\uc758 \uc6a9\ub3c4\uc5d0\ub9cc \ucc28\uc774<\/strong>\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%ED%95%9C%EB%8F%84-3\"><\/span>\uc9c0\uc6d0\ud55c\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc911 \uc2dc\uc124\uac1c\uc120\uc790\uae08\uc758 \uc9c0\uc6d0\ud55c\ub3c4\ub294 2,000\ub9cc \uc6d0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-3\"><\/span>\ub300\ucd9c\uae08\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc2dc\uc124\uac1c\uc120\uc790\uae08\uc758 \ub300\ucd9c\uae08\ub9ac\ub294 \uc5f0 4.5% \uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D-3\"><\/span>\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc2dc\uc124\uac1c\uc120\uc790\uae08\uc758 \ub300\ucd9c\uae30\uac04\uc740 \ucd5c\ub300 5\ub144 5\uac1c\uc6d4\uc774\uba70 \uac70\uce58\uae30\uac04\uc740 6\uac1c\uc6d4 \uc774\ub0b4, \uc0c1\ud658\uae30\uac04\uc740 5\ub144 \uc774\ub0b4\uc5d0\uc11c \ubcc4\ub3c4\ub85c \uc815\ud560 \uc218 \uc788\uc73c\uba70, \uc0c1\ud658\ubc29\uc2dd\uc740 \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%EC%82%AC%EC%97%85%EC%9E%90_%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5_%E2%80%93_%EA%B8%B4%EA%B8%89%EC%83%9D%EA%B3%84%EC%9E%90%EA%B8%88\"><\/span>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 &#8211; \uae34\uae09\uc0dd\uacc4\uc790\uae08<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9E%90%EA%B8%88%EC%9A%A9%EB%8F%84-4\"><\/span>\uc790\uae08\uc6a9\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc911 \ub9c8\uc9c0\ub9c9\uc778 \uae34\uae09\uc0dd\uacc4\uc790\uae08\uc740 <strong>\uc758\ub8cc\ube44 \ub4f1\uc744 \ud3ec\ud568\ud55c \uae34\uae09\ud55c \uc0dd\uacc4\uc790\uae08\uc758 \uc6a9\ub3c4<\/strong>\ub85c\ub9cc \uc0ac\uc6a9\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uae34\uae09\uc0dd\uacc4\uc790\uae08\uc740 <strong>\uae30\uc874\uc758 \ubbf8\uc18c\uae08\uc735\uc0c1\ud488 \uc774\uc6a9\uc790 \uc911 \uc131\uc2e4\uc0c1\ud658\uc790\ub9cc \uc2e0\uccad\uc774 \uac00\ub2a5<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%EB%8C%80%EC%83%81-4\"><\/span>\uc9c0\uc6d0\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uae34\uae09\uc0dd\uacc4\uc790\uae08\uc740 \uc704\uc5d0\uc11c \uc18c\uac1c\ud574\ub4dc\ub9b0 \ubbf8\uc18c\uae08\uc735 \ucc3d\uc5c5\u00b7\uc6b4\uc601\uc790\uae08 \ubc0f \uc2dc\uc124\uac1c\uc120\uc790\uae08 \ub300\ucd9c <strong>12\ud68c\ucc28 \uc774\uc0c1 \uc131\uc2e4\uc0c1\ud658\ud55c \uc0ac\uc5c5\uc790 \uc911 \uc544\ub798\uc758 \uc694\uac74 \uc911 \ud558\ub098 \uc774\uc0c1\uc744 \ucda9\uc871<\/strong>\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810\uc774 KCB 700\uc810 \ub610\ub294 NICE 749\uc810 \uc774\ud558<\/li>\n\n\n\n<li>\uae30\ucd08\uc0dd\ud65c\uc218\uae09\uc790 \ubc0f \ucc28\uc0c1\uc704\uacc4\uce35 \uc774\ud558<\/li>\n\n\n\n<li>\uadfc\ub85c\uc7a5\ub824\uae08 \uc2e0\uccad\uc790\uaca9 \uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790<\/li>\n<\/ul>\n\n\n\n<p>\uc131\uc2e4\uc0c1\ud658\uc790 \uae30\uc900 : \uc2e0\uccad\uc77c \ud604\uc7ac \uc774\uc6a9 \uc911\uc778 \ubbf8\uc18c\uae08\uc735 \ub300\ucd9c\uc758 \uc5f0\uccb4\uc774\ub825\uc774 \uc5c6\uc744 \uac83(1\uc77c\uc774\ub77c\ub3c4 \uc5f0\uccb4 \uc2dc \uc2e0\uccad \ubd88\uac00)<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%ED%95%9C%EB%8F%84-4\"><\/span>\uc9c0\uc6d0\ud55c\ub3c4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uae34\uae09\uc0dd\uacc4\uc790\uae08\uc758 \uc9c0\uc6d0\ud55c\ub3c4\ub294 1,000\ub9cc \uc6d0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-4\"><\/span>\ub300\ucd9c\uae08\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uae34\uae09\uc0dd\uacc4\uc790\uae08\uc758 \ub300\ucd9c\uae08\ub9ac\ub294 \uc55e\uc11c \uc18c\uac1c\ub4dc\ub9b0 \ubaa8\ub4e0 \uc885\ub958\uc758 \ub300\ucd9c\uacfc \ub3d9\uc77c\ud55c <strong>\uc5f0 4.5%<\/strong> \uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%EA%B8%B0%EA%B0%84_%EB%B0%8F_%EC%83%81%ED%99%98%EB%B0%A9%EC%8B%9D-4\"><\/span>\ub300\ucd9c\uae30\uac04 \ubc0f \uc0c1\ud658\ubc29\uc2dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ub300\ucd9c\uae30\uac04\uc740 \ucd5c\ub300 5\ub144(\uac70\uce58\uae30\uac04 1\ub144 \uc774\ub0b4, \uc0c1\ud658\uae30\uac04 4\ub144 \uc774\ub0b4)\uc73c\ub85c, \uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc790\uae08 \uc911 \uc0c1\ud658\uae30\uac04\uc774 \uc720\uc77c\ud558\uac8c 4\ub144\uc774\uba70, \uc0c1\ud658\ubc29\uc2dd\uc740 \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 \ubc29\uc2dd\uc73c\ub85c \ub3d9\uc77c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B0%9C%EC%9D%B8%EC%82%AC%EC%97%85%EC%9E%90_%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5_%EC%8B%A0%EC%B2%AD%EB%B0%A9%EB%B2%95\"><\/span>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc2e0\uccad\ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-5485280905866779\" crossorigin=\"anonymous\"><\/script>\n<!-- channyowl ads -->\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-5485280905866779\" data-ad-slot=\"3030959267\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n\n\n\n<p>\ubbf8\uc18c\uae08\uc735 \uc2e0\uccad\uc740 \uae30\ubcf8\uc801\uc73c\ub85c <strong>\ube44\ub300\uba74 \uc2e0\uccad\uc774 \ubd88\uac00<\/strong>\ud558\uba70, \uc804\uad6d \uc57d 260\uc5ec \uac1c\uc758 \ud1b5\ud569\uc9c0\uc6d0\uc13c\ud130, \ubbf8\uc18c\uc9c0\uc810 \ubc0f \ubbfc\uac04\uc0ac\uc5c5 \uc218\ud589\uae30\uad00 \ub4f1\uc744 \ud1b5\ud574 \uc2e0\uccad\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c, <strong>\ub300\ucd9c \uc2e0\uccad \uc804 \uc0c1\ub2f4 \uc608\uc57d<\/strong>\uc744 \ud574\uc57c \ud558\ub294\ub370 \uc774 \uacfc\uc815\uc740 \ubaa8\ubc14\uc77c \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 App \ub610\ub294 \uc11c\ubbfc\uae08\uc735\uc13c\ud130 \ucf5c\uc13c\ud130(\uad6d\ubc88\uc5c6\uc774 1397)\ub97c \ud1b5\ud574 \uc9c4\ud589\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><center><a href=\"https:\/\/www.kinfa.or.kr\/customerService\/centerSearch.do?menuCode=20350&#038;menuCategory=00164&#038;searchKeyword2=00121\" class=\"myButton\">\uc804\uad6d \ubbf8\uc18c\uc9c0\uc810 \ucc3e\uae30<\/a><\/center><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A7%80%EC%9B%90%EC%A0%9C%ED%95%9C_%EC%9A%94%EA%B1%B4\"><\/span>\uc9c0\uc6d0\uc81c\ud55c \uc694\uac74<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ub2e4\uc74c\uc758 \uacbd\uc6b0\uc5d0 \ud574\ub2f9\ud558\ub294 \uc0ac\uc5c5\uc790\ub294 \uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \uc2e0\uccad\uc774 \ubd88\uac00\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>1. \uc2e0\uc6a9\ub3c4\ud310\ub2e8\uc815\ubcf4 \ubc0f \uacf5\uacf5\uc815\ubcf4\uac00 \ub4f1\uc7ac\ub41c \uacbd\uc6b0<\/strong><\/p>\n\n\n\n<p>\ub2e8, \uc2e0\uc6a9\ud68c\ubcf5\uc9c0\uc6d0 \ud655\uc815 \ud6c4 \ub610\ub294 \uac1c\uc778\ud68c\uc0dd \uc778\uac00 \ud6c4 6\uac1c\uc6d4 \uc774\uc0c1 \uacbd\uacfc\ud558\uace0 6\ud68c\ucc28 \uc774\uc0c1 \ubcc0\uc81c\uae08\uc744 \ubbf8\ub0a9 \uc5c6\uc774 \uc131\uc2e4\ud558\uac8c \ub0a9\ubd80\ud55c \uacbd\uc6b0\ub294 \uc9c0\uc6d0\ub300\uc0c1\uc5d0 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>2. \uc81c\uc870\uc5c5, \uae08\uc735\u00b7\ubcf4\ud5d8\uc5c5 \ubc0f \uad00\ub828 \uc11c\ube44\uc2a4\uc5c5, \uc0ac\uce58\uc131\ud5a5\uc801 \uc18c\ube44\ub098 \ud22c\uae30\ub97c \uc870\uc7a5\ud558\ub294 \uc5c5\uc885 \ub4f1 \uc0dd\ud65c\ud615 \uc11c\ube44\uc2a4\uc5c5 \uc774\uc678\uc758 \uc5c5\uc885\uc744 \ucc3d\uc5c5 \uc608\uc815\uc774\uac70\ub098 \uc6b4\uc601\uc911\uc778 \uacbd\uc6b0<\/strong><\/p>\n\n\n\n<p><strong>3. \uc5b4\uc74c \ubc0f \uc218\ud45c \ubd80\ub3c4 \uac70\ub798\ucc98\ub85c\uc11c \ub3d9 \uc0ac\uc720\ub97c \ud574\uc18c\ud558\uc9c0 \uc544\ub2c8\ud55c \uacbd\uc6b0<\/strong><\/p>\n\n\n\n<p><strong>4. \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80\uac00 \uacf5\uace0\ud558\ub294<\/strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><span style=\"text-decoration: underline;\"> <\/span><\/mark><a href=\"https:\/\/www.kosmes.or.kr\/nsh\/SH\/SBI\/SHSBI002M0.do\" target=\"_blank\" rel=\"noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\"><span style=\"text-decoration: underline;\">&#8220;\uc18c\uc0c1\uacf5\uc778\uc9c0\uc6d0\uc790\uae08 \uc735\uc790\uc81c\uc678 \uc5c5\uc885&#8221;<\/span><\/mark><\/a><strong>\uc744 \ucc3d\uc5c5 \uc608\uc815\uc774\uac70\ub098 \uc6b4\uc601 \uc911\uc778 \uacbd\uc6b0<\/strong><\/p>\n\n\n\n<p>\ucd94\uac00\ub85c \ub9d0\uc500\ub4dc\ub9ac\uc790\uba74 \uac1c\uc778\uc801\uc778 \uc0ac\uc720\ub85c \uc778\ud558\uc5ec \ud604\uc7ac <strong>\uc2e0\uc6a9 \ubd88\ub7c9 \uc0c1\ud0dc\uc774\uc2e0 \uacbd\uc6b0\ub77c\ub3c4 \uc5ec\uc804\ud788 \uc815\ubd80\uc9c0\uc6d0 \ub300\ucd9c\uc740 \uc870\ud68c\uac00 \uac00\ub2a5<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc5d0 \ud574\ub2f9\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774\ub77c\uba74 <strong>\uc544\ub798\uc758 \uae00\uc744 \ucc38\uc870\ud558\uc2dc\uc5b4, \uaf2d \ud544\uc694\ud55c \uc790\uae08\uc744 \uc815\ubd80\ub85c\ubd80\ud130 \uc548\uc804\ud558\uac8c \uc9c0\uc6d0<\/strong>\ubc1b\uc544\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%A8%EA%BB%98_%ED%99%95%EC%9D%B8%ED%95%B4%EB%B3%B4%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EC%A0%95%EB%B3%B4\"><\/span>\ud568\uaed8 \ud655\uc778\ud574\ubcf4\uba74 \uc88b\uc740 \uc815\ubcf4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul>\n<li><a href=\"https:\/\/channyowl.com\/%ec%8b%a0%ec%9a%a9%eb%b6%88%eb%9f%89%ec%9e%90-%ec%a0%95%eb%b6%80%ec%a7%80%ec%9b%90-%eb%8c%80%ec%b6%9c\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-2-color\">\uc2e0\uc6a9\ubd88\ub7c9\uc790 \uc815\ubd80\uc9c0\uc6d0 \ub300\ucd9c, \uaf2d \uc2dc\ub3c4\ud574\ubcf4\uc544\uc57c \ud558\ub294 \uc0c1\ud488 Top 3<\/mark><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735 \ucc3d\uc5c5\u00b7\uc6b4\uc601\uc790\uae08\uc740 \ub0ae\uc740 \uc2e0\uc6a9\ud3c9\uc810 \ub54c\ubb38\uc5d0 \ub300\ubd80\uc5c5\uc774\ub098 \ubd88\ubc95 \uc0ac\uae08\uc735 \ub4f1 \uace0\uae08\ub9ac \ub300\ucd9c\uc744 \uc774\uc6a9\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub294 \uc0ac\uc5c5\uc790\uac00 \ucd5c\uc18c\ud55c\uc758 \uae30\uc900\ub9cc \ucda9\uc871\ud558\uba74 \ub300\ucd9c\uc744 \ud3b8\ub9ac\ud558\uac8c \uc774\uc6a9\ud560 \uc218 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735, \uc9c0\uc6d0\ub300\uc0c1\uacfc \uc2e0\uccad\ubc29\ubc95 \ucd1d\uc815\ub9ac\" class=\"read-more button\" href=\"https:\/\/channyowl.com\/%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%97%85%ec%9e%90-%eb%af%b8%ec%86%8c%ea%b8%88%ec%9c%b5-%ec%a7%80%ec%9b%90%eb%8c%80%ec%83%81-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/#more-3400\" aria-label=\"Read more about \uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735, \uc9c0\uc6d0\ub300\uc0c1\uacfc \uc2e0\uccad\ubc29\ubc95 \ucd1d\uc815\ub9ac\">\ub354\uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[94],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735, \uc9c0\uc6d0\ub300\uc0c1\uacfc \uc2e0\uccad\ubc29\ubc95 \ucd1d\uc815\ub9ac\" \/>\n<meta property=\"og:description\" content=\"\uac1c\uc778\uc0ac\uc5c5\uc790 \ubbf8\uc18c\uae08\uc735, \uc5f0 4.5% \uc774\ub0b4\ub85c \ucd5c\ub300 7,000\ub9cc \uc6d0\uae4c\uc9c0 \uc2e0\uccad\uc774 \uac00\ub2a5\ud55c \uc815\ubd80\uc9c0\uc6d0 \uc790\uae08\uc785\ub2c8\ub2e4. \uc774 \uae00\uc744 \ud1b5\ud574 \ubbf8\uc18c\uae08\uc735 4\uac1c\uc758 \uc885\ub958 \uac01\uac01\uc758 \uc9c0\uc6d0\ub300\uc0c1\uacfc \ud55c\ub3c4 \ubc0f \uae08\ub9ac\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/channyowl.com\/\uac1c\uc778\uc0ac\uc5c5\uc790-\ubbf8\uc18c\uae08\uc735-\uc9c0\uc6d0\ub300\uc0c1-\uc2e0\uccad\ubc29\ubc95\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc11c\ubbfc\uae08\uc735\ud5ec\ud504\ubbf8\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-23T03:25:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-11-10T07:36:52+00:00\" \/>\n<meta name=\"author\" content=\"channyowl@gmail.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"channyowl@gmail.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"4\ubd84\" \/>\n<script type=\"application\/ld+json\" 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